The only thing THIS 'reality check' is going to do is steer to OP away from this site and never come back, and even if she didn't leave this site, chances are she wouldn't want to ask advice and would probably try to just figure it out herself and we all know that would NOT be good.
Instead of being somewhat harsh and driving someone who wants to learn AWAY, let's try to be more pleasant and keep them around. Encourage them to ask for advice WHENEVER they need it, it could save both horse and rider ALOT of trouble
If you think the adults in her life shouldn't be playing a larger role in the road she's going down...
If you think hand-holding and coddling is the way to empower her...
...then knock yourselves out.