hi there! Welcome to the forum :). Sorry about things being confusing to you :(. If you go into post reply or when you are making a new thread, there is a little image of a paperclip in the toolbar above the typing box. When highlighted it says "Attachments" and that's what you'll need to insert a photo off of your desktop. There will be a separate window that pops up for you to browse for pictures. Also, if you have a photobucket account, or something similar, you can insert image link. Hope that helps!