Well, you have a great attitude and that will carry you far.
When payday comes, pay yourself first. I don't care if it's five dollars, save something. Understand you're paying yourself.
It isn't about how much money you make, it's what you do with it.
Wealthy people don't become that way by spending everything they make. You'd be surprised at how much money some people who make almost nothing can save.
It does, however, take some self discipline.
For we wrestle not against flesh and blood, but against principalities, against powers, against the rulers of the darkness of this world, against spiritual wickedness in high places.