I'm a parent who purchased a horse for my (then) 9 year old daughter.
Because we do not have land, we have to board. I spend an average of $700 per month to maintain her horse's health, lessons, and shows. I have spent over $2,000 on vet bills when her horse decides to injure herself. These expenses can put a stress on our budget, but my husband and I both enjoy it and have chosen to make the sacrifice. Owning a horse makes ME (the Mom) happy and I'm able to do something nice for my daughter.
I think that as a young person, you need to understand that your parents work HARD for the money needed to support your lifestyle. That money is used for necessities (house, bills, food, etc) and anything left over is either saved for the future or used for fun. Your parents have the right to determine the use of their "fun" money. They earned it. If they want to use it to pay for their hobbies, vacations, "toys"...that is their right.
If you really want a horse, you need to do your research. Figure out the REAL cost of ownership (there are many threads about this if you search). Go to your parents with a realistic budget and a plan for how you will help (either with labor or getting a job). And, be ready to accept no for an answer.
You have your whole life ahead of you and someday, you may be lucky, like I was, and be able to buy a horse yourself.
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