Originally Posted by Prunella1
A lady and I were discussing horses, and she told me a story about a beautiful 3 yr old horse that they were training to show, and had no health problems at all. It had gotten cold and they had two blankets on her, she was checked on around 9 pm, but, the next morning, she was found dead. Autopsy showed she died from a bacterial form of strangles that hit her horse fast. She just fell over as if she died standing up.
So, she mentioned that she wished she had some insurance on her horse because of how much time and money they had put into her. She recommended that I look into Mortality Insurance in case something happened and I wanted to get back the cost of what I paid for my horse.
Any thoughts? My horse is a 10 yr old mare.
I definitely recommended, at least if you feel the horse is worth it. I've almost always had insurance on my horses. The second add on you could also look into adding, is insurance for major medical. The downfall with that one, is should your horse colic or have any other major issue, you HAVE to have them go thru surgery or other major advanced procedures for your insurance to not void. I find that in a lot of cases is cruel to the animal and sometimes a waste, but the insurance companies will not cover you if you do not go thru with it. I would for sure consider insurance for mortality.