Any ideas what his could be?

I hope this doesn't come across rude or mean (I am not trying to start a fight or anything and I know you are going through a difficult time right now-I am sorry about that) but I have a question. Why are you breeding dogs if you cannot afford vet care for them?

I don't think now is really the time to be bringing that up 8/ this IS a hard time with the possibility that this loved companion is very sick, as a community it'd probably be more help to be supporting... that goes a longer ways than being criticizing.
Not to sound rude, I apologize if it does.

It' ok I don't take offense to much =P She wasn't "bred" my bf's 70 year old mother bought 2 black labs, 1 male and 1 female both not fixed and threw them to live in the back yard together....yeah I know. We now live with her so we took on the responsibilities of these dogs. She got pregnant before we moved in with her. I'm now trying to care for these dogs. My credit card is maxed out already from her vet visits from her pregnancy and all 11 puppies. I'm trying my hardest here but there's a reason I now live with my boyfriends mother. Times are tough =/

By the way, thank you for not jumping to conclusions and attacking me when you don't know the whole story like some people on here have in the past.

Well, the options are to let it go and see what happens, to turn her over to animal care and allow them to see what it is, spend the $200 and get a biopsy. That area is very vascular and hard to suture, but I am in agreement that vets sometimes take advantage of clients.
I do wish you the best.
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I went to the SPCA today and there is nothing they can do. They gave me 2 numbers to non profit organizations that might be able to help but I called both and the phone just rang and rang. UGH

How frustrating...

So I decided to clean it up real good, numb the area, and slit a tiny incision on the "tumor". I was immediately relieved to see puss draining from it!! I drained it all closed it up and started her on antibiotics. She was great through the whole thing. It all drained and there's no longer a "tumor" there. I think I will call the vet and start her on a really strong antibiotic to make sure it's all gone and stays gone =) what a relief.

Thanks for the update! Going to do some googling later before I make anymore input, but still holding out that she's okay. Maybe it was an infection from some sort of pin prick cut?

I'm going to call my vet and see what she has to say. It was about a half inch incision. She seemed so relieved after it was draining.