The reason for the insurance issues on these breeds has nothing to do with how friendly they are vs other breeds, it has to do with the "if." If a Pit bites, it doesn't let go, if a German Shephard bites same thing...if a chihuahua bites (I'm a vet tech of 15 years in a high Pit area, I've been bit by many chihuahua and no Pits) it's annoying, not fatal. I would never own a pit with my daughter because I do not trust her, but I personally would have one if it were just me. People who say things against certain breeds are not educated in the breeds or had a really scary experience with them. My husband is afraid of labs because he was bit by one as a child. The key is education for both the skeptics and for the supporters on why the skeptics are skeptics.