Join Date: Feb 2013
Location: central Illinois
I hate that 20% rule. It really should be more of a guide line than a "rule".
I am 250-300 pounds, 5'5". My weight fluctuates due to health issues.
I had a dainty looking foxtrotter mare, who was 14.2 hands. She carried me with no problem at all and it also did not affect her health. She was regularly checked by equine veterinarian group of 4 equine vets. (only reason I do not still have her is that my husband sold her)
I am not saying all small horses can do that, but I believe each horse and rider has to be evaluated for ability and not stick to an arbitrary rule of 20%.
I am sorry that your friend (?) is being nasty and hurtful. It does sound like it would be best for you to end the lease and part ways with her.