Monthly/yearly costs NOT including board?
Hello all, I'm new here but not to horses. I've been riding from the age of 8 and I'm now 18, so that's a total of 10 wonderful years of experience. =) I've leased several horses and have fallen in love with them all, but none as much as the sweet heart I'm leasing now, a 7 year old hanovarian mare called Amore or Squeaks. I've known her from a filly, and she's the granddaughter of the first horse I rode at that farm and the daughter of the first horse I leased at that farm. She's truly a lovely girl :D She's finally up for sale and with her amazing qualities, abilities, bloodline, and manners, I know she's going to go fast. I just can't bear for that to happen; I've had to say good bye to 3 other near and dear horses before and I just can't have it happen again. So, I'm planning to buy her. In the fall, I'll be going to college only 40 minutes from home and the barn and have found a place 20 minutes away from campus that has full-care board for 315/month. I don't need any lectures about bringing a horse to college; I've done my research, talked to other people at the school who've kept their horse all 4 years successfully, and gotten mentally prepared for a lot of work.
My question is: how much do you guys budget for each month or year ON TOP of board? I.e. shots, trimming and shoeing, vet visits, worming, equipment replacements, the occasional show, etc? Feeding, hay, worming, and blanketing are all included in the cost of board. I already know how much I'd be spending on boarding and lessons, so I just need to get rough estimates for the rest. Right now I've been saving towards $500 total a month, or $6,000 per year with extra set aside for emergencies. That's just under $200/month for extras. Is this enough, do you think? My parents will be able to help here and there if need be, but I want this to be my horse paid for with my money. Any real expenses in the past few years or rough estimates are appreciated :-) Thanks, and I look forward to seeing you around the forum!
Take some to to ask questions around your area.
Find out how much
Farrier (every 8 weeks will be 7 times a year.)
vet (coggins, 5 way, strangles, rabies.....)
Feed costs (even going to show you need hay and feed)
Wormer (see how much it is and plan for 6 a year)
ask around prices vary in different areas.
First of all, I commend you for being SO prepared, having leased and done your homework before taking on such a big responsibility, so bravo! :-)
Is the horse shod, or barefoot? Mine is barefoot and I spend probably only $260 per year on her trims ($40 every 8 weeks), but I know shoes are a whole lot more than that! So for me it comes out to about $20/month for trims.
Then for vet stuff, barring any unexpected emergencies (which ALWAYS crop up one way or another!), probably another $400 every year on routine vaccines. So that's another $35/mo if you average it out, so now we're up to $55 for me.
Getting her teeth floated is another $200 and we get that done once a year, but I know some whose horses need it twice a year, so that brings my monthly total to around $70 so far.
If my worming was included in board, then I wouldn't add that in but since it's not, that's probably another $10/month or so, depending on what kind of wormer I get. So we're up to $80 now.
Equipment doesn't really need replaced often if you take care of it and it's good quality, so I probably wouldn't work that into my budget. But as for showing, I'd need to know what kind you plan on doing, that can get expensive! In my area, a recognized Horse Trial (Eventing) would run me around $150 to enter, then pay for a stall on top of that ($40/night), and gas to trailer out there would likely be another $50, so 1 show may cost me $240 PLUS then I'd need to purchase hay to bring along so let's say another $10 on top of that (hay is only $5/bale right now in my area WOOHOO!) :-)
So anyway, you can see how things might add up...but for regular maintenance of my barefoot pony with NO extra vet visits for emergencies, I spend about $80/month in addition to board, NOT counting anything I do for shows.
I'm in college 45 minutes away, as well...it's completely feasible :) Right now I pay $150 board, $120 grain, $60 stall shavings, $120 hay, $50 supplements, $30 avg vet care, $30 farrier/6 wks, and usually $50 misc (fly spray, boots, tack, etc). So my care comes out to be about $600 a month all said and done. Sometimes I can buy bulk when it's cheaper. This all depends on what your barn supplies as well. I also have a very large, very hungry horse :)
I worked it out recently and WITH board, I figured upkeep ran me about $3500 per horse per year.
As incidentals go, you are looking at farrier (between $40 for trims to $200 for specialized shoes) every 6 to 12 weeks, depending on the horse
Buying a blanket which could last as little as half a winter to as long as three years ($85 for cheap - don't do it, $250 for a nice one that will last, up to $400 for OMG great)
Shots - if you do them yourself, $25 a year. If you have the vet come out, as much as $300
Dental - between $150 and $300 depending on vet, once a year is best, every other is ok
Hum... tack.... this is an unlimited amount of money that can be sunk in here. I have spent $200 last year on tack - just misc stuff. The big thing here is if you need a new saddle, that can set you back a couple grand.
As far as blankets go it all depends on the horse...I've known horses that destroy a blanket the first time you put it on them, whereas my mare has had the same $65 blankets for the 3 yrs I've had her without so much as a tear in them :-)
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I've found the geldings are usually the blanket destroyers generally speaking, they seem to play more halter tag games and pull on each others blankets more often than the mares seem to.
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props to you for doing your homework!!
my horse is barefoot, and gets trimmed every 6 weeks, for $50...which is roughly $450
all the shots together at $300 WITH my vet doing them
my horse needs his teeth done twice a year, for $150 each, for a total of $300
1050 a year, plus board($3600) plus EVERYTHING else.
the everything else catagory i hate to say is very large. brushes, blankets, medical kits, boots, wraps, tack, halters, extra lead ropes
then i keep $350 in my bank account reserved for damaged items(my parents have the emergency vet supply) because if your horse is anything like mine, he WILL destroy things(most recently my helmet) or tear your blankets... so always have a little extra just in case!
vet/farriers/dentist PER MONTH is $89, which is totally in your budget with money to spare. which is good, because you can put away each month for emergencies, and also have enough to buy tack or supplements, etc.
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