Toklat ultracell inserts?
 

I'm looking at getting one of these for my Big Horn:

Toklat WoolBack Endurance saddle Pad

Are the ultracell inserts worth it, or is the regular pad fine just as it is for endurance?

I have one of those pads, with the inserts, for my torsion (which is treeless). The pad itself is quite thick and even more so with the inserts. I would think having the inserts with a treed saddle might cause issues with saddle fit by making the gullet, etc narrower just from bulk alone..

OK sounds good - saves me money! That seems to be what other people have found as well.

Ok, so any recommendations on whether the high-profile or regular version is better? I'm leaning toward the high-profile one given my horse's withers:

Attachment 130769

High profile. No question. After having these withers to contend with, I am pretty anal about proper with clearance and having no pressure. :P