Another new guy
Hi all, I was just put in charge of equine insurance at my company. I thought this would be a good place to learn about horses. Thanks in advance for your tips!
Welcome! I don't know much about equine insurance. Do you do actuary studies and all to create the premium rates?
is it for injury or only for death. and is it based on the horse's value on the open market?
We cover both death and injury. It's based on the total insured value of the horse, which may be more or less than its value on the open market. The actuarial studies that have been done have been woefully inadequate, since we only consider the breed of the horse and its use (racing, show, etc) when we compute premium. Clearly we should take a lot of other things into account, like the horse's medical history and whether its ancestors had any serious conditions.
Welcome to The Horse Forum
nice to meet you
|All times are GMT -4. The time now is 07:34 PM.|
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2016, vBulletin Solutions, Inc.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2016 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2016 DragonByte Technologies Ltd.