Oh what housing fun... or NOT- kind of long
So my BF has been looking to buy a house. We have looked at a lot and he has put offers on a few. Since he is trying to go FHA there seems to ne a limited number of houses even out there that will go that way (most are conventional or cash).
Anyways he finally got his offer accepted on one. I was soo thrilled since it was only 10 minutes from my horse (instead of the 45 minutes I drive now) and we would be getting out of the townhome (not a bad place but too confining). Our lease was on a month to month with a two month notice.
The house his offer was accepted on was a foreclosure and has been vacant for about 8 months (we were told). It is a split level with two bedrooms 1.75 bath- cute kitchen (with oak hardwood floors) and the basement is finished but not the greatest layout but something we could work with. Cory had an inspection done (with power and water on/running) and with the exception of a few minor maintenance things everything looked great. So we put our two month notice in and we were suppose to closer tomorrow and be out of our current place by the July- great right???
So a couple weeks ago Cory received a phone call from out realtor saying that when the appraiser went out to the house they found that there was a water leak in the kitchen and it had ran all over the kitchen floor and made its way down the vent into the den below. So we went out to look at it and the oak flooring is destroyed. The flooring is 3/4 inch thick and popping up. The flooring runs underneath all of the cabinets and includes the kitchen and dinning room. Also with the water running into the basement is ruined about half the ceiling tiles in the den and got the carpet all wet.
The listing agent for the bank was able to get some one out there to get the basement room all cleaned up including new tiles and drying out the floor. But now we are having issues with the flooring upstairs. Since we haven’t actually closed yet the house is still the banks... we were told that the bank wants to work with us and get the house closed- they are going to be collecting insurance on it anyway. So we got a contractor out to quote what it would take to fix the floor. Since the flooring runs underneath the cabinets they would have to be all taken out. The countertops were put on with nails so getting those removed without ruining it would be very difficult so he quoted a replacement along with the same flooring and the labor to do everything. The contractor also suggested treating the floor to prevent any mildew/mold since it did get wet. The total cost came to $5,200-- which I though would have been more. The listing agent had a fit over this number though and sent his own guy out... $2,000- they won’t remove the flooring under the cabinets and want to cut out the flooring and replace it with .25 inch thick laminate flooring. They don’t feel it is necessary to treat the flooring either. By doing it this route there will be a half inch difference between the flooring and the bottom of the cabinets since the existing flooring will still be there.
More then likely we are going to be backing out of the house. By them not fixing it right it could cause problems down the road and Cory and I both feel that we made an offer on a house that was in a different condition then what it is now and they will be collecting insurance- so is someone going to try to pocket some extra money????
Now here is were things get really sticky-
We did but our two month notice in. Right after this happened we talked to our landlord and she said that as long as she hasn't found a renter it wouldn’t be a problem to pull back the two month notice and continue a month to month and do another two month notice. She also said that she was going to start advertising it for rent and would give us a days notice when wanting to show it.... she has yet to give us a days notice.
On Saturday I was at a show and my BF was home and his uncle was over helping patch a couple sheetrock holes in the garage (nothing major just a couple whoops with the garage and the landlord knew and we agreed we would fix it). She called and said that at 10:30 there was going to be a showing. Now with our place we like to keep it as clean as possible. It was kind of a rainy day and the people came to look at the house and never took off their shoes and when the landlord left she left the font and patio door open along with leaving lights on 9that didn’t need to be turned on in the first place. So my BF was a little ticked but wasn't going to let it bother him too much. So it was about noon and my BF and his uncle had started up the grill to make brats when he got another call that they were coming over at 12:30 (nice notice)... So the landlord and her husband came back over and the husband said to the uncle "I guess at the very least you are patching the holes..." what was that suppose to mean? The hole was like 2 inches by 3 inches- we weren’t going to replace the whole sheetrock... and then the landlord told my BF that if the house falls through we can only stay if we sign another year lease (going back on her previous word)....
So the gal came to look at the place and my BF had turned the AC on by this time and had also put the brats on the grill. They were in the house for over an hour just talking and tracking mud all over and they once again opened the patio door and front door (the place is like 900 square ft... doesn’t take an hour to see it). Needless to say he was very upset (I was too after hearing all of this).
So I don't know what we are going to do with our living situation- Im also getting sick of all of these showings that are happening. We like to keep the place cleaned up and looking nice but it is tough when they don't take off shoes and she has called after 10 pm saying they will be over in the morning for showing- we go to bed by 9:30 since we both work early and we they have to get up to but our personal belongings away since I don’t want that stuff sitting out. At the same time it isn’t our place so do we even have any grounds to say that we don’t appreciate the way she is doing things?
Sorry for the long rant... things have been a little rough lately and it is really hard on my BF.
Normally, in your lease or rental contract there's a clause indicating that the landlord must give you "reasonable" notice before entering your unit. Any lease I've ever seen states 24 hour notice.
Is the landlord not with them when the showing is going on? Either way flat out ask the people to remove their shoes......that's just rude.
Actually many people will not remove shoes anymore. Liability (slipping, stepping on something, etc). Repair people coming out now slip a covering over their shoes and boots.
I would inform the landlord of the 'damage' to the carpet caused by the mud being tracked in and see what happens from their end.
That's very nasty situation.
My piece of advice is that if you really can't fix the flooring of that house, don't buy it. If there's still the old, wet flooring underneath it will very probably grow moldy someday and as you know, it can cause even serious health problems. I can feel your pain, it's so irritating when there's an institution which offer (or force) the most cheapest choice to you despite it which is the real need -.-.
That landlord/rental thing is also nasty. Could you find another rental apartment till you can find your new home? If you don't want to sing that year lease I mean.
There is no way in the world I'd agree to the patch job that the agent is suggesting. Heck, I would be totally shocked if those repairs are not about 5 times your estimate. New, good quality, wood floors for a kitchen could easily cost $3000-5000 installed. Kitchen cabinets could cost at least that. What if they discover damage under that floor? If this happened now it could easily have happened before.
Laminate flooring looks like laminate flooring. It's not equal to real wood flooring. I'd bet that there's damage under the cabinets. If the floor is warping I'd not be surprised if there's some damage to the subfloor.
I would NOT consider this house until it's repaired to the same condition it was in when the offer was made. I'd then want a discount in the price due to the possible consequences. I'm betting the dining room floors, kitchen cabinets, and countertops will need to be replaced.
Thanks everyone.... it has been a rather trying time!!!
The contractor that we had go out didn't think the cabinets would have to be replaced but they would have to be removed to get to the flooring under it to check it out and to remove the hardwood from under it. Fortunately the ceiling in the basement is a floating ceiling so we are able to see that the water didn’t soak all of the way through the subflooring... but the top still needs to be treated to ensure there will not be mold/warping in the future. My BFs uncle frames houses and he looked at it and feels that the structure of the house has not been compromised (but we won’t really know till the flooring is removed)
The countertops won’t survive the moving of the cabinets- they were nailed down (not screwed) and they said that 9 times out of 10 they will crack when trying to remove.
We will not settle for laminate flooring- my dad has it and so does the current place we are living at. It looks nice but it isn’t the real thing and it does fully show.
So a little twist to the cheap patch job offer... The contactor that quoted it called the listing agent (and our realtor) yesterday afternoon. He said that after talking to some other flooring guys he wouldn't advise the patch job because the cabinets will eventually be pushed up and start to warp because of the flooring underneath pushing up (which we already knew). Now I want to know who this "contractor" is... we responded that if the bank is willing to pay up to fix the floor WE want to pick who does the job... kind of scary that a "flooring" person didn't know that hardwood warps and pops up when it gets wet. We should find out in the next couple of days what the bank is going to do and we won't close till it is fixed. We have to either close or pull out by the 31st of July. The contractor that we would hire works closely with my BFs uncle and said that he would make our place priority so it would get done as soon as he received payment/or contract for payment.
About our landlord and we never specified what reasonable notice would be. We are the first people she has rented to and my 2nd place to rent (first was a corporate owned apartments) so I guess it was unfortunately overlooked. We did go through before we moved in and wrote everything down that was damaged, dirty, or newly replaced before we moved in. The carpets in the bedrooms did have stains already and part of our deposit (I think 35 bucks) goes towards her getting the carpets cleaned. Before we moved in she tried selling the place and had repainted everything- but used flat paint so we have water spots by the sink/stove/ and in the bathroom... I hope we don't get into a dispute over the fact flat paint should not be used where water may be (or my opinion anywhere in a house).
I was also disturbed yesterday when I was looking on craigslist. She had told us that she was going to advertise in the paper, craigslist, and hired a rental agent to deal with showings and what not. So the add ran on craigslist with the pictures of before we moved in (so nothing in the house)... but then yesterday I found the ad and it had pictures of our stuff with the full address and ya... kind of ticks me off because she never asked to take pictures nor told us. My BF is suppose to go talk to her today about that- If she wants the pictures then take the full address off and just state the town or put her old pictures back up...
On the up side if everything really does hit the fan we have family that would "take us in" for a month or two till we find another house... we just don’t want to lock ourselves in for another 6 or 12 month lease somewhere else.
I never thought we would get into such a mess....
My BFs Uncle has a house he just bought in the area and is in the process of fixing up to rent out. If everything falls through we will move to their until we get a house... to atleast we don't have to worry about the townhome and our landlord (plus she found a renter).
Joshie- My BF has stated that he will not close until the repairs are done. The cabinets should be ok but we don't know for sure... We would pick out the countertop and the flooring color. My Bf only wants to use his contractor.
I really dont know how anyone can say house shopping is fun :? :-| :? :-|
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