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- - Boarding facility insurance question. (http://www.horseforum.com/horse-law/boarding-facility-insurance-question-46461/)
Boarding facility insurance question.
Could anyone who knows give me an estimate on what insurance is required for a boarding facility. Hypothetically, for a 10 acre place, wood post, non-climb fence, 15 stall with 60 X 200 outdoor arena, and small house on the property in rural South west central IL?
I'm probably asking too much here. lol ^_^, but if you could help I'd appreciate it. In the next couple of years I may be (big maybe) coming into a bit of land, and this was something I was considering, and I'm trying to get a very rough estimate of initial cost.
You can get a free quote through most companies. Ours is $700 a year.
you going to train horses or have a trainer working there
giving lessons, are you going to stable stallions, breed horses.
store hay in horse barn or a seperate building.
alot of things can affect the price.
I checked a couple of yrs ago for liability insurance through
an equine insurance co. and for a million dollar liability insurance
policy it was $50 a horse (Ohio)
Ohio also has laws about the dangers of horse riding etc
that help protect the B.O. from damages resulting from
horse riding accidents etc.
Our barn doesn't allow jumping because that would have increased their insurance by a bunch of money. So, keep in mind depending on what you are going to allow at the facility, there might be different rates.
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