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How do you do it?
Im just curious, how do you afford a life with horses? I hear people talk non stop about how expensive it is, and how they can barely afford it. Then I hear about the people that stopped their life with horses completely just so they could live and feed themselves. That thought is what scares me, I dont want to end up like that! That fear has me already planning my life after high school (and during) and as much as I want to attend meredith manor and have an equine related job, I cant help but think about all the people that tell me horses are better as a hobby than a job, I know its true, but we all dream.
So, how do YOU balance life, and horses? And Kudos to you if you work in a cubicle and haven't jumped out of the window yet :lol:
I'm an accountant by trade. It can be a very lucrative career choice, and has enabled me to afford my 5 acre farmette and keep my horses at home.
A career in horses will never make you rich, plus there are no benefits such as medical insurance, retirement funding, or paid days off. If you're an independent contractor like a trainer, anything like that will have to be paid by you, and any time off you take will be unpaid.
I know more than one person who has made their career in horses, and unless you become a famous trainer or already have a fortune to fall back on, the majority of these people doing it full time rarely have two cents to rub together. Most of them rent, and will never be able to afford to own their own homes.
If you want to follow another career path, just remember there are trade-offs there, too. I have a 35 y/o horse trailer, and a 12 y/o truck. I rarely buy anything new for myself or go on vacation, and unless someone treats me, I don't eat out or go to the movies. I shop at Goodwill for all my clothes, and don't have a computer at home. My cell phone is an outdated Nokia with a pay-as-you-go plan, and I have nothing more than basic satellite TV service.
I make a decent salary, but owning horses is not a poor person's endeavor. I spend the majority of my money making sure my animals are safe, well fed, and looked after medically and physically.
Living like that isn't for everyone though, and if you think you can't compromise your own creature comforts and toys for those of your animals, then owning only one and boarding it may be your best option.
I am a website Admin by day. I sit in a cubicle 8am-4pm. My job has allowed me to purchase a horse and board and pay all the necessary expensives. I do not own my own home but rent a small apartment. I am young however (only 22) and have choosen to spend a majority of my paycheck taking care of my horse. I also help feed at the barn I board at to pay for free riding lessons. I buy everything used. I make a decent living and decided to finish college and get a good job before i endeavored into the world of owning a horse. I will say I have sacrificed shopping and other things to make my horse happy which inturn makes me happy. Its all about what you want in life.
We own our house & land. No car payment, to credit card bills, don't spend money on movies, nights on the town or clothes. Oh,....and no children. That allows us the money for our animals.
Prioritize! My fiance and I don't spend money on anything BUT the horse. We do have a mortgage, car payments, and credit cards (mine), but we're careful about our money and have emergency plans.
It takes a lot of hard work, discipline, sacrifice and time. As the famous saying goes, where there is a will, there is way. I find those of us who have veared away from horses is usually by choice, and for reasons other than the time and those of you who have chosen to stay with horses, have also been very careful in keeping life and work on track to find the time and dedication to spend with horses.
I'm a bit worried about this too S:
I'm planning to attend university and do a course in Equine Science (3 years, full time), and I want to own my own horse stud.. but I also know that this isn't a financially stable job.
I'm trying to figure out the other 'funding' job that I want to do but I just can't think of anything.
and I agree with what the other posters have said.
Sacrifice, sacrifice, sacrifice!
I have Daddy. :) Nuff said.
That's nice Tennessee, but not really helpful to the conversation.
When you're an adult and have to pay for everything yourself, you'll understand the issues a little better.
i am lucky enough to keep my horse at home for the moment. but when i move out (september) i will have to keep Willie in the uni livery yard (£40/week) which i will have to pay for whist at university! should be fun lol! i am lucky to get loans and grants (free money!) and regular money from parents, which is nice of them. if the worst comes to the worst i know that i can loan Willie to my regular stables, this means that he will still be mine, they will take him on for free and will get regular work until i get myself sorted out. i will never sell him, his attitude give him an unpromising future so its for him best interest i think :)
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