I've been waiting weeks for this saddle to come and now once it is here, I hate it! The stirrups are just too far forward for me (they are set like barrel stirrups, I like my stirrups directly under me like an english saddle), and the horn is just too tall for my short torso. It is a 15" chocolate suede with medium oil cantle, horn, jockeys. I paid $1040 plus $55 for the walls aluminum stirrups. I will sell for $1040 and throw in the stirrups for free... or I'm just going to ship it back to bob marshall. Came with a fabtron cinch and bob marshall cap which are yours with purchase of the saddle.