I have chinks that I wear in the colder seasons around here. For that matter, I also put Taps on my saddle for the same reason. I usually wear tall boots. Now chinks wont protect the lower section of my jeans, but at least the boots protect my legs. I also wear my chinks when I am trimming feet. When it is warm out if I feel I need to protect my legs from rain or brush, I can always throw on my Filson Tin Cloth chaps. I usually wear them when running the beagles in the brush but they work well for in the saddle as well.
Life is like a bronc ride. You gotta hang on, ride it out, and Let er buck!!!!!