I've never even seen a black or brown saddle pad (that's what you're calling a numhah?)... Maybe it's a European thing? We always use white in the US.
Good news - a lady from work has a bridle that she says I can use. She's going to bring it to work tomorrow so I can try it on my horse to make sure it fits her. She also has a matching saddle, but somebody else is borrowing it or something, so she's going to try to get it back from them. And she has a girth that she thinks will fit her. So I'm set tack-wise.
I just need to try on my show clothes and make sure they still fit... I've had them since I was like 12!