Join Date: Sep 2011
Location: Germany- but not German =D
My dog is insured, and my horse always was.
My dad's was too. She had an operation that cost 4,600... same as she cost. The insurance paid the bill, we didn't have to pay first.
After I sold Duffy, I made three attempts to get her new owner to transfer the insurance. They didn't. After three months I cancelled it. Two weeks later I get a tearful teenager calling me asking whether I still had the insurance, she had colic and if they had to operate they couldn't afford it. Thankfully, she didn't need the op.
My dog had an 600 vet bill, had 470 back. My dad's had a 1100, he got 850 back.
So yeah, I'm happy paying the expensive price for my animals. They're as accident prone as I am!