Why I have an Emergency Fund - The Horse Forum
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post #1 of 27 Old 09-16-2017, 11:28 PM Thread Starter
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Join Date: Nov 2010
Location: OK
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Why I have an Emergency Fund

Well, looks like this year is going to be another one for big vet bills. Here's why I keep an emergency fund for horses:

Mort
Some kind of gram negative bacteria, possibly 2nd to a viral thing.

$587 for the vet
$152 for meds
$ 82 for more meds
Total
$821

Goldy
Laminitis (unknown why, not over weight, no history and no indications that she'd be prone)

$298 vet
$195 Soft Ride Boots
$100 meds & reusable soft ice packs, wraps in stock
Total
$513

Honey Boo Boo
Corneal abrasion, unknown mechanics of injury

Estimate
$1000

Unknown expenses once she's discharged from the hospital.

Total
$ Who knows?

All together, so far $2334.00 THIS WEEK.

HOPING next week is better.

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post #2 of 27 Old 09-16-2017, 11:39 PM
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Jeez, hoping that is it now and things quieten down
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post #3 of 27 Old 09-17-2017, 12:22 AM
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((( Hugs ))) to you, hope things take an upward swing for you.

I've never sent a cyber-hug before. Hope that is the right way. LOL

(((hugs))) to Mort, too. Hope he is feeling better. (And the other 2 also.)

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post #4 of 27 Old 09-17-2017, 12:34 AM
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All bad things come in threes - so hopefully you are done for now!
But golly! Sending positive vibes your way that this is IT for the rest of the year!
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post #5 of 27 Old 09-17-2017, 12:41 AM
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Holy smokes! That's enough of that nonsense!

Here's to no more illness or injury in your barn!
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post #6 of 27 Old 09-17-2017, 01:42 AM
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I feel your pain.
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post #7 of 27 Old 09-17-2017, 02:00 AM
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Seems like you've had a bad horse year Dreamcatcher. I hope your luck gets turned around soon.

R.I.P. JC 5/19/85 - 12/9/14. You made my life better.
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post #8 of 27 Old 09-17-2017, 08:24 AM
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Hoping your run of vet visits comes to a close. Prayers everyone gets better soon.
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post #9 of 27 Old 09-17-2017, 09:32 AM Thread Starter
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Thanks guys! I appreciate the support.

Mr. Mort is just the BEST little guy. I go in with a big oral syringe full of meds that are NASTY tasting. At first he kind of walks away and says, "NO, that's gross." but as soon as I just lay an arm across his neck he stands like a rock. Lets me dose him and no fusses, no spitting it back, nothing. Just swallows and goes to his feed bowl to get the taste out. We're waiting on an RX from Wedgewood Compounding Pharmacy to arrive, maybe Monday. It's only a 5 cc dose, so much more concentrated than I can do. HOWEVER, I'm going to put a copy of the review I've given this pharmacy on here so people can avoid them like the plague.

"I would give less than one star if it would let me. This has been the most unprofessional, sorry experience I've ever had. Vet sent in a RX for my foal, who was suspected of having Rodococcus, they confirmed the order, sent tracking info and took my credit card info and also were told that we needed the meds STAT, ship over night and they happily charged for it. That was on Monday. By Weds. the order was still pending, never heard a word from them. By Thurs. Vet called raising Cain and was told that the medicine was back ordered because they were out of apple flavoring. So new RX was given for unflavored which they allegedly had in stock. Again went through the goat rope of payment, confirmation and so on. Got a phone message Fri that the RX had been processed and sent out for shipping, would be delivered on MONDAY of the coming week. So, 7 days my foal has been waiting for his prescription. In the meantime I have been opening capsules, mixing with apple sauce and dosing in a HUGE oral syringe. Fortunately the foal turned up negative for Rodococcus or he'd be dead by the time they got around to sending his meds. It's not only that they were out of meds and just cancelled the order, it's the total LACK of communication, charging for over night service and not providing it, and basically total unprofessional handling of this case that has completely put me off of ever using this pharmacy again. We'll see if the meds arrive on Monday as promised, I have my doubts."

Vet says Boo is doing really well, cultured negative for a fungal problem, so instead of the $250/bottle antifungal meds they give for an infection, it'll be the cheaper one to just make sure she doesn't get one. She got a tube installed that you can inject her meds into and it comes out into the eye (picture your window washing system in your car). She's getting Atropine to dilate the pupil and relieve pain, antibiotic & antifungal eye meds, and Banamine for discomfort. Looks like she'll be discharged on Monday and will come home with the tube system in place. Right now she's being dosed every 2 hrs round the clock, when she comes home we'll go to every 4 hours round the clock. Evidently horsey corneal abrasions take quite a bit longer to heal than people ones do.

Goldy is on stall rest, getting Banamine for pain, ice packs and polo wraps on her 2 front legs 4X/day, and is deeply bedded for hoof support. Her Christian LouBoutin Soft Ride boots should arrive on Tues, and depending on how comfortable they make her, she should come off the Banamine and ice packs and be able to go back outside on pasture.

Oh and add to that, hubby came home sick from work and stayed home 3 days (HE NEVER DOES THAT, so I know he felt crappy), just went back yesterday. I think it's easier to handle a classroom of 25 ADHD kids that are off their meds than to handle a sick man.

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post #10 of 27 Old 09-17-2017, 09:40 AM
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Join Date: Apr 2015
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Man, That's a lot to deal with in a week and you strike me as one of those people who likes to head vet bills off at the pass.
Yep, when you have horses, you have to have that extra cash laying around for them to spend. Healing vibes to your guys, I hope they heal soon.
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