Why I have an Emergency Fund - The Horse Forum
LinkBack Thread Tools
post #1 of 27 Old 09-16-2017, 11:28 PM Thread Starter
Join Date: Nov 2010
Location: OK
Posts: 13,673
• Horses: 9
Why I have an Emergency Fund

Well, looks like this year is going to be another one for big vet bills. Here's why I keep an emergency fund for horses:

Some kind of gram negative bacteria, possibly 2nd to a viral thing.

$587 for the vet
$152 for meds
$ 82 for more meds

Laminitis (unknown why, not over weight, no history and no indications that she'd be prone)

$298 vet
$195 Soft Ride Boots
$100 meds & reusable soft ice packs, wraps in stock

Honey Boo Boo
Corneal abrasion, unknown mechanics of injury


Unknown expenses once she's discharged from the hospital.

$ Who knows?

All together, so far $2334.00 THIS WEEK.

HOPING next week is better.

Dreamcatcher Arabians is online now  
post #2 of 27 Old 09-16-2017, 11:39 PM
Join Date: Feb 2010
Location: Saskatchewan
Posts: 15,433
• Horses: 2
Jeez, hoping that is it now and things quieten down
JCnGrace and Change like this.

“Never attribute to malice that which can be attributed to stupidity”
Golden Horse is offline  
post #3 of 27 Old 09-17-2017, 12:22 AM
Green Broke
Join Date: Aug 2010
Location: Ohio
Posts: 4,838
• Horses: 12
((( Hugs ))) to you, hope things take an upward swing for you.

I've never sent a cyber-hug before. Hope that is the right way. LOL

(((hugs))) to Mort, too. Hope he is feeling better. (And the other 2 also.)

anndankev is offline  
post #4 of 27 Old 09-17-2017, 12:34 AM
Green Broke
Join Date: Aug 2014
Posts: 2,685
• Horses: 1
All bad things come in threes - so hopefully you are done for now!
But golly! Sending positive vibes your way that this is IT for the rest of the year!
JCnGrace, Change and WildRoses like this.
SwissMiss is offline  
post #5 of 27 Old 09-17-2017, 12:41 AM
Super Moderator
Join Date: Jan 2012
Location: A good place
Posts: 7,648
• Horses: 0
Holy smokes! That's enough of that nonsense!

Here's to no more illness or injury in your barn!
JCnGrace, Change and WildRoses like this.
boots is online now  
post #6 of 27 Old 09-17-2017, 01:42 AM
Join Date: Mar 2012
Posts: 1,468
• Horses: 0
I feel your pain.
JCnGrace likes this.
Light is offline  
post #7 of 27 Old 09-17-2017, 02:00 AM
Join Date: Apr 2013
Location: Southern Indiana
Posts: 8,596
• Horses: 12
Seems like you've had a bad horse year Dreamcatcher. I hope your luck gets turned around soon.

R.I.P. JC 5/19/85 - 12/9/14. You made my life better.
JCnGrace is offline  
post #8 of 27 Old 09-17-2017, 08:24 AM
Super Moderator
Join Date: May 2012
Posts: 7,315
• Horses: 12
Hoping your run of vet visits comes to a close. Prayers everyone gets better soon.
JCnGrace and Change like this.
QtrBel is online now  
post #9 of 27 Old 09-17-2017, 09:32 AM Thread Starter
Join Date: Nov 2010
Location: OK
Posts: 13,673
• Horses: 9
Thanks guys! I appreciate the support.

Mr. Mort is just the BEST little guy. I go in with a big oral syringe full of meds that are NASTY tasting. At first he kind of walks away and says, "NO, that's gross." but as soon as I just lay an arm across his neck he stands like a rock. Lets me dose him and no fusses, no spitting it back, nothing. Just swallows and goes to his feed bowl to get the taste out. We're waiting on an RX from Wedgewood Compounding Pharmacy to arrive, maybe Monday. It's only a 5 cc dose, so much more concentrated than I can do. HOWEVER, I'm going to put a copy of the review I've given this pharmacy on here so people can avoid them like the plague.

"I would give less than one star if it would let me. This has been the most unprofessional, sorry experience I've ever had. Vet sent in a RX for my foal, who was suspected of having Rodococcus, they confirmed the order, sent tracking info and took my credit card info and also were told that we needed the meds STAT, ship over night and they happily charged for it. That was on Monday. By Weds. the order was still pending, never heard a word from them. By Thurs. Vet called raising Cain and was told that the medicine was back ordered because they were out of apple flavoring. So new RX was given for unflavored which they allegedly had in stock. Again went through the goat rope of payment, confirmation and so on. Got a phone message Fri that the RX had been processed and sent out for shipping, would be delivered on MONDAY of the coming week. So, 7 days my foal has been waiting for his prescription. In the meantime I have been opening capsules, mixing with apple sauce and dosing in a HUGE oral syringe. Fortunately the foal turned up negative for Rodococcus or he'd be dead by the time they got around to sending his meds. It's not only that they were out of meds and just cancelled the order, it's the total LACK of communication, charging for over night service and not providing it, and basically total unprofessional handling of this case that has completely put me off of ever using this pharmacy again. We'll see if the meds arrive on Monday as promised, I have my doubts."

Vet says Boo is doing really well, cultured negative for a fungal problem, so instead of the $250/bottle antifungal meds they give for an infection, it'll be the cheaper one to just make sure she doesn't get one. She got a tube installed that you can inject her meds into and it comes out into the eye (picture your window washing system in your car). She's getting Atropine to dilate the pupil and relieve pain, antibiotic & antifungal eye meds, and Banamine for discomfort. Looks like she'll be discharged on Monday and will come home with the tube system in place. Right now she's being dosed every 2 hrs round the clock, when she comes home we'll go to every 4 hours round the clock. Evidently horsey corneal abrasions take quite a bit longer to heal than people ones do.

Goldy is on stall rest, getting Banamine for pain, ice packs and polo wraps on her 2 front legs 4X/day, and is deeply bedded for hoof support. Her Christian LouBoutin Soft Ride boots should arrive on Tues, and depending on how comfortable they make her, she should come off the Banamine and ice packs and be able to go back outside on pasture.

Oh and add to that, hubby came home sick from work and stayed home 3 days (HE NEVER DOES THAT, so I know he felt crappy), just went back yesterday. I think it's easier to handle a classroom of 25 ADHD kids that are off their meds than to handle a sick man.

Dreamcatcher Arabians is online now  
post #10 of 27 Old 09-17-2017, 09:40 AM
Green Broke
Join Date: Apr 2015
Location: Northern Florida
Posts: 4,733
• Horses: 4
Man, That's a lot to deal with in a week and you strike me as one of those people who likes to head vet bills off at the pass.
Yep, when you have horses, you have to have that extra cash laying around for them to spend. Healing vibes to your guys, I hope they heal soon.
JCnGrace and Change like this.

There will be only one of you for all time. Fearlessly be yourself.
Coffee is my spirit animal
LoriF is online now  

Quick Reply

Register Now

In order to be able to post messages on the The Horse Forum forums, you must first register.

Already have a Horse Forum account?
Members are allowed only one account per person at the Horse Forum, so if you've made an account here in the past you'll need to continue using that account. Please do not create a new account or you may lose access to the Horse Forum. If you need help recovering your existing account, please Contact Us. We'll be glad to help!

New to the Horse Forum?
Please choose a username you will be satisfied with using for the duration of your membership at the Horse Forum. We do not change members' usernames upon request because that would make it difficult for everyone to keep track of who is who on the forum. For that reason, please do not incorporate your horse's name into your username so that you are not stuck with a username related to a horse you may no longer have some day, or use any other username you may no longer identify with or care for in the future.

User Name:
Please enter a password for your user account. Note that passwords are case-sensitive.


Confirm Password:
Email Address
Please enter a valid email address for yourself.

Email Address:


Old Thread Warning
This thread is more than 90 days old. When a thread is this old, it is often better to start a new thread rather than post to it. However, If you feel you have something of value to add to this particular thread, you can do so by checking the box below before submitting your post.

Thread Tools
Show Printable Version Show Printable Version
Email this Page Email this Page

Similar Threads
Thread Thread Starter Forum Replies Last Post
Horse Emergency Fund? Serenity616 Horse Talk 5 03-08-2014 11:17 AM
We need to fund this. MangoRoX87 Horse Colors and Genetics 10 01-27-2014 07:57 PM
Question: Emergency fund, emergency credit card or? Jumperforjoy Horse Talk 7 03-13-2012 11:47 PM
Emergency saveings fund? Calmwaters Horse Health 11 08-27-2011 03:32 PM

Posting Rules  
You may post new threads
You may post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On

For the best viewing experience please update your browser to Google Chrome