Insurance for your tack?
Do any of you have insurance for all of your horse equipment?
Our homeowners insurance recently came up for renewal and while it is covered under sports equipment because I show, the agent I spoke with said that a separate farm insurance might be better.
I estimated my actual tack and horse-related equipment to be around $10,000-$15,000. That's not including the horse trailer, that's just saddles, bridles, boots, chaps, hats, spurs, etc.
I've Googled to find out who provides such insurance but I haven't been able to find anything.
So, do you insure your tack separately from your homeowners insurance or do you just assume it will be covered?