Coaches / Trainers: Do you advertise insurance? - The Horse Forum
 
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post #1 of 3 Old 04-16-2013, 09:31 PM Thread Starter
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Location: British Columbia
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Coaches / Trainers: Do you advertise insurance?

I'm looking into getting my instructor certification, insurance, etc. for the summer and I'm just curious... for those of you who are insured, do you advertise yourself AS an insured instructor? If you're teaching on your own horse? If you're teaching on theirs? I know it's obvious to advertise your certification, but I've heard both sides on the insured issue. I've only seen one or two instructors advertise it, and others have said it attracts 'liabilities' who will make a stink because they know you have insurance to cover it.

Thoughts?
alexischristina is offline  
post #2 of 3 Old 04-17-2013, 10:09 AM
Weanling
 
Join Date: Feb 2013
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My barn manager/owner will only allow riding instructors to teach there if they have insurance. If they don't, she will offer to put them on hers, but it costs them something. She's really the first person I've ever encountered that has this rule, but now that I know about it, I can't see why other people don't either! The barn owner could be sued just as easily for not demanding insurance from the instructor. Of course, some instructor's don't make enough from lessons to warrant the expenditure of insurance. It's a mixed pot.

If you're worried about people making trouble, why not just show your proof of insurance to the barn owner, and leave it at that? You could always tell people if they ask, but it doesn't make you vunerable in any way.
TurkishVan is offline  
post #3 of 3 Old 04-17-2013, 10:12 AM
Green Broke
 
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I don't really advertise my insurance. Though I do teach out of a facility that is primarly a school barn, so I think it is kind of a given. We have 1 coach and 4 instructors, insurance is obviously there. I do however have all of my clients sign a liability waiver before they even touch a horse. We also advice all of our clients to have their provincial membership.

BB ~ 2014 Trakehner Bratty Mare ~ 1993 CSHA Em ~ 2007 Standardbred
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