Father has gotten me into financial mess with horse - Page 3 - The Horse Forum
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post #21 of 105 Old 05-26-2013, 02:31 PM
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While you thought you could count on your father for the expense and got disappointed in the end, its no reason to hate him. Im pretty sure you dont actually and are just like many other people who use the word lightly, but you need to understand how serious it is to say you hate someone. Its a very deep and ugly feeling and it should not be used lightly. Even less when it involves your parents.
I understand your disappointed, but life isnt always all hunkydory and easy where everything we want is handed to us.

As for your dad, im sure he didnt take back his word randomly. Owning a business is difficult and im sure he doesnt tell you everything. For all you know things are not looking too well for him now. So whether he is not willing to pay because hes not comfortable with the extra expense or because he wants you to be more independant, you should thank him. Because the way i see it, according to maura, insurance just might be a waste of money in your case. In other words your father is doing you a favor and you are learning/possibly saving money.
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post #22 of 105 Old 05-26-2013, 02:45 PM
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I'm going the other way with this because the OP is a 'minor' and her father allowed her to buy the horse, as the adult here he should have sat down with her in the first place and gone over all the costs involved - and insurance is a really important part of that expense and he should have made it clear before going ahead with the purchase what he wouldn't pay for because if he'd done that she wouldn't have bought the horse in the first place
I think its unfair to a child to not do all of this up front
My children all had ponies/horses and so did my husband and I and though we all had little part time jobs to help out it was understood from the start that as parents we would foot the bills while they were at school or college because it was our responsibility as parents to do that
His daughter is now hurt and angry because he failed to do what was right.
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post #23 of 105 Old 05-26-2013, 02:46 PM
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I agree with Hidalgo13, I bet you don't really hate your dad, right? It was very kind of him to offer in the first place :)
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post #24 of 105 Old 05-26-2013, 03:29 PM
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I do hope for your sakes that he doesn't monitor your internet use, and finds this post.
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post #25 of 105 Old 05-26-2013, 03:45 PM
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Your horse, your costs :)

My dad is very poorly with bowel cancer and has been in ICU for a week having had his entire large intestine and half his small intestine removed, because he is ill, he cannot work. My parents provided me with food and shelter for years as a child, so now as an adult not only have i bought my horse off them and taken over all costs, but i am paying their mortage to help :)

Unfortunately horse ownership is a luxuary not a right. If you cannot afford it you need to cut back elsewhere. :)

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post #26 of 105 Old 05-26-2013, 03:58 PM
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Wasn't this horse supposed to be an investment on your part? I believe I remember you saying that you were going to train her and sell her on for a profit. If you are wanting to make a profit off of her, then the horse needs to be your investment and your investment alone, and your dad should not feel guilty for not paying his part (which was kind of him to offer in the first place), unless you were planning to split the profit with him.

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post #27 of 105 Old 05-26-2013, 03:59 PM
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Well now, I think maybe some people are misunderstanding the situation. I dn't really think she's trying to be a spoiled brat about this, and I don't think she thinks her dad "owes" her. I think she is very, very upset because her dad gave her is word on something and then reneged on the deal I am 61 years old, and I would be quite upset if anyone did that to me. I am always god tomy word, so I take it for granted that others are as well. I also think she is upset because she bought the horse, on his word that he would pay the insurance. Also if the horse is indeed "his horse too" than I would think that he should contribute to some of the expenses. I think having $1200-$1500 saved up for vet bills is plenty to start with, and I wouldn't worry about insurance. I've known people who had show horses, and no vet insurance, and if you're horse is not a real expensive horse, then you would be wasting money in no time. I would love to know how old you are, and what you paid for your horse, pictures? I'm just trying to see things from both sides. I don't think she actually "hates" her dad, but is just hurt and upset, as I myself would be if anyone gave me their word, then went back on it. A promise is a promise, so I don't think she is saying he "owes" her, since it was him who made the offer. Just my opinion.
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post #28 of 105 Old 05-26-2013, 04:03 PM
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OP-

For your father egardless of how he is don't post how much you despise, hate, yadda yadda him on the internet. If he found it I am sure you know the consequences. Not going to blast you or anything. Just watch what you type from now on. You never know who is reading.

With that said unless you are doing something uber important and strenuous I wouldn't bother with the insurance. If you can afford routine vet stuff, and the emergency stuff then you are good to go. :)
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post #29 of 105 Old 05-26-2013, 04:26 PM
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woah woah woah people let's slow down a bit. I don't think the OP is spoiled at all, she was promised something that means a lot to her ans has had it seemingly pulled out from under her without notice. Had her Dad not said he'd pay for the insurance I doubt she'd have bought the horse in the first place, nor expected him to pay it. Sh is upset because he said he would help her out and has turned around and taken that offer away. Does her Dad owe her the insurance? well not technically but he should make good on his word.
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post #30 of 105 Old 05-26-2013, 04:27 PM
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(sorry off topic) But oh (shudder), I made so many punctuation and spelling mistakes in my post. I find it quite difficult to write/reread properly on my phone.

Going back TO the topic, maybe try discussing things over with your dad so as to come to a clear understanding. He might also have promised to pay for the insurance without fully realizing what he was promising, and then backed out when he saw it would not be a small expense. Communicating is important, and you might feel things are better between you too if you both sit down and talk about your expectations and thoughts.

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