Horsebox Insurance - The Horse Forum
 
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post #1 of 6 Old 09-25-2013, 03:56 PM Thread Starter
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Horsebox Insurance

Hi All,

I am hopefully going to pick up a horsebox over the weekend, I am 36 years old a full no claims bonus on my car. I am being quoted over £500.00 can anyone that will hopefully be cheaper.


Lou,
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post #2 of 6 Old 09-25-2013, 04:12 PM
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Louise, I presume you are in the UK sine you refer to is as Horseboxes.

I insure my horsebox for any driver over 25 yrs old and a limited milage of 8000 miles a year (it is lucky if it does 4000) and I'm insured with KBIS, costs me £350 a year plus £150 breakdown. Car no claims makes no difference on lorries, please get the breakdown cover as I've broken down with horses before and it would have been terrifying without it. Be realistic with how much milage you do, restricted milage poliies seriously reduce the premiums. I'm normaly out most weekends in summer and rarely go over 6000miles a year even though I show at county level so go up and down the country.
This year due to pony issues and the price of fuel I have stayed fairly local (under 2hrs drive) except for CHAPS champs, derbyshire festival and Equifest (2.5hrs, 3.5hrs and 4hrs respectivly). I've done just over 2000miles total!

I've used SEIB and they are very good but pricey.
I've heard good things about AMtrust and carriage house.
Anthony evans do good insurance at very cheap rates but thier breakdown service is useless and there are lots of tales of owners being left for several hours of boxes being jacked up and towed hundreds of miles (which is illegal btw). If you go with Anthony evans get your breakdown cover from OHTO (organisation of horsebox and trailer owners)

RIDE your horse FORWARDS and keep him STRAIGHT

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post #3 of 6 Old 09-26-2013, 05:38 AM Thread Starter
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Faye Thank you for your advise I managed to find a company called easy2insure that are big in horsebox insurance. I managed to get any driver over 25 with a mileage limit of 5000 for £220.00 and breakdown full cover for £135. they also state that they send another horsebox to recover the horses to save stress of lifting them onto a recovery truck where possible which I thought was great. again thanks for your help.

Lou
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post #4 of 6 Old 09-26-2013, 07:58 AM
Green Broke
 
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Louise please Know that it is illegal for them to lift the lorry with horses onboard. It is not a case of where possible it is a legal requirement that they do so

RIDE your horse FORWARDS and keep him STRAIGHT

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post #5 of 6 Old 09-26-2013, 09:51 AM Thread Starter
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I been told its illegal to remove any horse from a horsebox on a motorway so in this circumstance they would need to be lifted or towed.
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post #6 of 6 Old 09-26-2013, 11:18 AM
Green Broke
 
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No if you breakdown and have to unload on a motorway the police must be called and the traffic stopped.

If they do decide to tow you with horses onboard (and they should only do so on police instruction) it must only be to the next junction/services on a straight pull, under police supervision. They must NOT lift the front of the lorry whilst the horses are onboard. At the next junction they must find a safe place and transfer the horses to a suitable transporter (so lorry or horse trailer with a DEFRA approved driver).

It is far cheaper for the company to tow you and some will try thier hardest not to get you replacement horse transport, it is illegal but several companies are notorious for doing it!

When I get home I'll PM you a very useful article written by the head honcho of VOSA in conjunction with the OHTO about the legalities and horse box rescue

RIDE your horse FORWARDS and keep him STRAIGHT


Last edited by faye; 09-26-2013 at 11:20 AM.
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