Join Date: Oct 2010
Location: Some times Llanelian - North wales, sometimes Hull in East Yorkshire (UK)
Louise, I presume you are in the UK sine you refer to is as Horseboxes.
I insure my horsebox for any driver over 25 yrs old and a limited milage of 8000 miles a year (it is lucky if it does 4000) and I'm insured with KBIS, costs me £350 a year plus £150 breakdown. Car no claims makes no difference on lorries, please get the breakdown cover as I've broken down with horses before and it would have been terrifying without it. Be realistic with how much milage you do, restricted milage poliies seriously reduce the premiums. I'm normaly out most weekends in summer and rarely go over 6000miles a year even though I show at county level so go up and down the country.
This year due to pony issues and the price of fuel I have stayed fairly local (under 2hrs drive) except for CHAPS champs, derbyshire festival and Equifest (2.5hrs, 3.5hrs and 4hrs respectivly). I've done just over 2000miles total!
I've used SEIB and they are very good but pricey.
I've heard good things about AMtrust and carriage house.
Anthony evans do good insurance at very cheap rates but thier breakdown service is useless and there are lots of tales of owners being left for several hours of boxes being jacked up and towed hundreds of miles (which is illegal btw). If you go with Anthony evans get your breakdown cover from OHTO (organisation of horsebox and trailer owners)
RIDE your horse FORWARDS and keep him STRAIGHT