LOL, at the top of the page you'll see several links (User CP, Horses, FAQ, New Posts, etc) including Horse Chat.
Whatarush43, you do need to have so many posts and/or have been a member for a month before you will have access to chat. The exact number has slipped my mind, but I will find out...
Stella - sweet, timid, elegant, lovely, lively, amazing
Luna - large, unattractive, naughty, adored