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post #11 of 16 Old 03-23-2013, 02:57 AM
Foal
 
Join Date: Jan 2012
Location: oregon
Posts: 172
• Horses: 1
20 years old, live at home. Trust fund pays for my horse. So no, I don't support my horse or myself. I'm assuming that'll change soon. But for now I'm happy:)
IRaceBarrels is offline  
post #12 of 16 Old 03-23-2013, 09:26 AM
Started
 
Join Date: Apr 2012
Location: west palm beach, fl
Posts: 1,724
• Horses: 3
im 22, i work anywhere from 40-50 hrs a week at one job, 10 hrs a week at another, and i give lessons and take in one horse per 30 days for training. i pay my rent, my electric, alex pays groceries, the shop truck is mine (part owner perk ;)) so no insurance or gas out of my pocket.... and i take care of my horse on my own.

however, ive owned Annie three years, and only lived in this app/ worked this job for a yr. Before that, Annie was still solely my responsibility, and i provided her shelter, feed and medical all on my own.

im pretty proud of myself :)
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post #13 of 16 Old 03-23-2013, 10:36 AM
Yearling
 
Join Date: Mar 2012
Location: North Dakota
Posts: 926
• Horses: 0
I agree fully that if one is going to invest time and money anyplace these days, it should FIRST BE in an education...and, not just an education that gives you a diploma to hang on the wall (though if you are already financially doing well, there is absolutely nothing wrong with upgrading your education in an area which won't necessarily allow you to earn a great living, but will feed your soul and your self-esteem, like philosophy or something, if you enjoy the "professional student" life AND CAN AFFORD SUCH!) But that isn't what we are talking about here, sorry...

I absolutely agree that in the current economy, you will be WELL SERVED by attending a technical college which is fast-paced and will put you into a NON LUXURY FIELD, making good money quickly. I'll illustrate what I mean by this...

Let's say you are GREAT WITH YOUR HANDS! Go to technical school, become a GREAT mechanic (everyone must get their vehicles repaired, that is NOT A LUXURY!) Therefore, even in a CRAP economy, you get into the RIGHT mechanic shop, work for someone REPUTABLE ten years, & you'll do quite well for yourself, and can then still be young enough to choose (& fund) your own second career, so long as you started this process shortly out of high school....

Now your "dream" field may be something where the money may actually be LESS than what you made as a mechanic, BUT, you're feeding your soul, doing what you LOVE, and...if ever you find your dream not being all you'd hoped it would be, well, you've hopefully made smart choices in your first ten career mechanic years, so school hasn't saddled you with loans or broken the bank, and you can always go back to the world of cars and fulfill your "dreams" through your riding, your family, your other pursuits and interests!

I realize that was long and involved, but my point there is that A) you should always have a contingency plan, and B) plan your life, don't let it plan you! What I mean here is that life will NEVER GO EXACTLY as you hope and dream, but, if you have the ability to always INDEPENDENTLY support yourself, you should never have to compromise in areas of love, or money just to survive, or any other way that can make life feel like it is ALL BURDEN and no joy!

I was so blessed to end up in nursing in my early twenties, and to have the foresight to obtain a Bachelor's degree, because now, 19 years later, I'm finding during my recent decision to change jobs after five years with one hospital, that almost no one will hire RNs anymore WITHOUT a BSN! This was NOT the case almost twenty years ago, and being armed with the degree which I got on a whim, as my ADN program offered a bridge to BSN in three semesters, so I thankfully figured, "What the hell?"...

I'd be devastated having to spend the time and money to go back to school NOW, to try and, with my husband, support our family and our desires AND HAVE to advance my education (personally I'd love the LEARNING, and do LOVE school, but NOT in our current life situation...

Mind you, we do a lot of what others here have mentioned! We never eat out, do not frequent "convenience stores", only shop the sales and only when necessary (!), NOT FOR SELF-WORTH attainment, as so many seem to do these days. We own one vehicle, which we share and each carpool at times with Co workers, though we are buying a second vehicle now (as my new job has hours non-conductive to this anymore), we've saved a TON carpooling & NOT having a second car all these years, not to mention the insurance, and our car was paid off quickly...we live a very simple life, don't go on "vacations", instead love camping! All of this helps tremendously, and we never want to carry debt...we have some medical debt (which, off the subject, really SUCKS AS AN RN, taking care of folks every night whom my taxes pay for elaborate, frequent care of, yet when I, ten years ago was nearly dead, I had to go into debt to be diagnosed!!)...ooh well, that's neither here not there!

I want a horse, and that WILL BE our very FIRST LUXURY item in my adult life. I'll be forty this year, and I think, I HOPE, I've earned the right to have this responsibility. I sit up nights hoping I'm doing the right thing...but I've held off while everyone I know buys new trucks every two years, and wears expensive clothes, has fancy haircuts every six weeks and vacation to Europe every year! I haven't taken five days in a row off from work in ten YEARS! Horses are my JOY and I'm so happy I didn't let that joy go when I stopped riding so many years back. Life is so short, I want to do it before it's too late.

So there's my very long, round about answer! Then again, guess what? Only YOU know what's right for YOU!!

Wishing for the very best for you! B2H

"I'm too busy working on my own grass to notice if yours is greener"
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post #14 of 16 Old 03-23-2013, 11:20 AM
Trained
 
Join Date: Feb 2012
Location: The land of Enchantment
Posts: 8,362
• Horses: 0
I knew "the day" was coming that I would be responsible for the financial support of my horses and self, and I knew what the approximate "date" would be (after I graduated and got a job) - long before it arrived. I am not sure knowing the date in advance helped me at all w the "reality" of it. When other people pay for things...it seems like it is no big deal to pay for them...and it can be a bit of a shocker to find out how much "no big deal" is in terms of your paycheck. :) But, if it is what you really want - you will find a way. In my case, I quickly figured out what I could do without....my first job didn't pay that much.

There is just as much horse sense as ever, but the horses have most of it.
Missy May is offline  
post #15 of 16 Old 03-23-2013, 12:15 PM
Weanling
 
Join Date: Nov 2012
Location: North, way up North.
Posts: 551
• Horses: 0
I've been financially responsible for myself since I was 17, and for my horse-related activities since I was 13. I am fortunate to have a good job, but it hasn't always been that way. Over the years, I've gotten very good at living on very little money, and saving the rest. I rarely eat out, shop at thrift stores, cut and haul my own firewood, do most of my own mechanical work, and do freelance work in addition to my regular full time job. I despised paying rent (AKA someone else's mortgage, in my mind) and I generally chose to live in places without running water, and then hauled my own. These things have allowed to me pursue my passion, while also helping me to save enough money for my own property.

I indulge in very little luxury aside from horses, but for me that's definitely more fulfilling than any creature comforts I may be "missing out" on.

O-Ba-Gee-Ba-Jabba-Joy!
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post #16 of 16 Old 03-23-2013, 01:36 PM
Yearling
 
Join Date: Jun 2012
Location: Boulder, colorado
Posts: 899
• Horses: 3
LOL, growing up if I wanted a horse I paid for said horse. That being said, I've been working since I was 14. All my things , my trailer, horse, car, (and the car that got stolen from the police station parking lot, never to be seen or heard from again, that I also never got any compensation for -.-) I own(Ed) outright. I have a philosophy I live by that you can't spend more than you've got, so we don't. Currently my fiancé is out of work, and has been for several months. We don't take hand outs, aren't on unemployment, and won't take food stamps. During the "off time" since there's a lot of turn over in his industry, I provide for everything. But were all happy healthy and well fed, so no complaints here!!!

Were hoping to save up some money in the next couple of years to buy some land to build our first house on.


life has no remote control hitch them up and drive them your self

Last edited by Ashleysmardigrasgirl; 03-23-2013 at 01:39 PM.
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