paying for a dead horse? - The Horse Forum
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post #1 of 29 Old 09-07-2013, 04:10 PM Thread Starter
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paying for a dead horse?

Last week one of the horses that belonged to a boarder was found dead in the pasture. She was just laying there, no blood, no broken bones, no sign of struggle, and had a mouthfull of grass. The vet thinks it was heart failure . Now, the owner had made a few payments on the horse, but had not payed for all yet. I overheard another boarder talking to the previous owner, and they were discussing whether or not he should expect the remainder of the money, or even ask for it. I didn't butt in, but I would still expect a good faith payment for the rest of the horse. I never heard any mention of a contract, so I assume if they don't want to pay, the previous owner is out of luck. What is evetyones else's thoughts? Would you expect the remaining payments, or would you write it off as a loss. Would you even ask for the remainder under the circumstances? The horse was only 800$ to begin with, not sure how much they got paid.
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post #2 of 29 Old 09-07-2013, 04:13 PM
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Because it is seemingly not a death through negligence by the person paying the horse off, and it's such a low amount, I'd be in inclined to meet in the middle ($400) and square up if I was the seller, but that's just me.
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post #3 of 29 Old 09-07-2013, 04:18 PM Thread Starter
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That does seem like a fair thing to do. I'm not sure if I would do that with an expensive animal, but for 800$, I'm sure a loss isn't a blow if the previos owner was taking payments to begin with. After this, I can garuntee I will never buy a horse that I can't outright pay for. Not sure I would want to make payments on a deceased animal either.
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post #4 of 29 Old 09-07-2013, 04:35 PM
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As a seller I absolutely wouldn't expect or ask for the rest of the payment. I would be refunding what the person had already paid. Sometimes things just don't work out.

ETA: I'm assuming the seller still had possession of the horse. If that's not the case, then things change...
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post #5 of 29 Old 09-07-2013, 04:39 PM Thread Starter
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I understand that tinaev, but would it change your mind if say the old owner wanted to sell over a year ago, a boarder offered to help an. Took the horse, has been using the horse for riding lessons and the new owner claimed the horse and started making payments over three months ago. Would you still refund knowing there has been money made off your horse the entire time it has been looking for a new home, and you havnt seen a cent of it?
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post #6 of 29 Old 09-07-2013, 04:41 PM Thread Starter
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Yes the new owner has had possesion, between taking lessons on the horse, agreeing to purchase, and using the horse in shows and.competition
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post #7 of 29 Old 09-07-2013, 04:41 PM
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It comes down to what the seller wants. I was making payments on a horse that broke her pastern while in turnout and had to be put down. I only had one payment left but the seller made it very clear that the horse was to be paid in full (horse was on seller's property). I was also left with the full cost of the x-rays (which I had turned down but the seller insisted on them even though the break and decision to be made was obvious), vet related fees and transport disposal. I didn't argue.

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post #8 of 29 Old 09-07-2013, 04:43 PM Thread Starter
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Tlkng1, I would habe paid the horse off regardless, but I would never give money for unauthorized vet treatment
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post #9 of 29 Old 09-07-2013, 04:48 PM
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Yes the new owner has had possesion, between taking lessons on the horse, agreeing to purchase, and using the horse in shows and.competition
Then yes, the horse should be paid for in full. In your OP it read to me like the seller still had possession of the animal.
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post #10 of 29 Old 09-07-2013, 04:49 PM
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If the buyer had paid in full up front they couldn't expect a refund unless they could maybe prove that the seller had withheld something about the horses condition that meant it could drop dead at any time
This is a difficult situation and why even for a small amount of money its worth having a PPE done to establish if the horse is sound and healthy before you buy - and if you're paying in installments even more important.
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