paying for a dead horse? - Page 3 - The Horse Forum
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post #21 of 29 Old 09-08-2013, 09:57 AM
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Joe4d, if I had to wait until I had $800 to buy a horse, I would still be horseless. But, then again, I wouldn't buy anything unnecessary on credit.
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post #22 of 29 Old 09-08-2013, 02:15 PM
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if you dont have $800, you have no business owning a horse.
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post #23 of 29 Old 09-08-2013, 02:35 PM
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I don't have $800 for a new horse. I have a savings for emergencies only, and make enough money to give my horses the best care possible for my area. I pay $200 a month for two horses, a pony and a mini. Just because someone can't come up with a large amount off hand doesn't mean they can't afford to care for an animal. The difference, IMO, is that caring for an animal is more spread out than the initial purchase price. Which is why I cannot add to my herd, but they get the best care I can give them. They are all vetted, sound, trimmed regularly, and kept at a healthy weight. Three are on supplements.
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post #24 of 29 Old 09-08-2013, 02:42 PM
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thats just it $800 isnt a large amount. Thinking that it is, really leaves you in no position to properly care for a horse in the event something 1 penny extra hits the budget,
Hay going up a dollar, a cut needing stitches,
To many sad half starved, neglected horses get that way specifically because of people living on the edge. I see way to many people boo hooing over "emergencies" when in reality their own irresponsibility led to the situation being an emergency to begin with.
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post #25 of 29 Old 09-08-2013, 02:59 PM
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But see, to people like me, who lost my job, got a little behind, found a really good job, and is now just catching up, $800 IS a lot of money. As I said, I can afford to take very good care of my horses, they want for nothing. They are all happy, healthy, and all have an appointment coming up for dental work. As I said, I have an emergency savings, but that is reserved for emergencies ONLY. If I were to take what I have in savings and buy a horse, that would be irresponsible. But to say that because I don't have $800 upfront for a new horse means that I shouldn't have mine, isn't fair. They're well taken care of, my bills are paid. Now, for someone that cannot even pay their bills, I see where this is a problem. But for someone like me, while I don't have a whole lot of money for extras but everything that needs to be paid is taken care of, I don't see a problem.
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post #26 of 29 Old 09-08-2013, 03:08 PM
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In this case:
1. Animal had been out of seller's hands for over 1 year
2. Buyer had been riding the horse during that year
3. Had made 3 months payments

I would expect payment in full. Would I chase them to the ends of the earth over an $800 horse? No. Especially without a written contract.

Had the case been:
1. Seller wants to sell
2. Buyer just bought the horse
3. Buyer made 3 months payments

I'd forgive the balance just to keep a good relationship with the buyer.
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post #27 of 29 Old 09-08-2013, 04:16 PM
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If I were the buyer I would offer the money, but if I were the seller I would not take it unless there was some negligence on the part of the buyer or I was in serious financial trouble. But that's as a "civilian" I imagine it would look different to someone who does this as a business.

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post #28 of 29 Old 09-08-2013, 08:05 PM
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Joe4d, I think my rescue horses would disagree with you.
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post #29 of 29 Old 09-08-2013, 08:38 PM
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Sticky situation either way.

Personally for myself, I would never buy a horse unless I had all the cash in-hand. I also wouldn't sell a horse without all the cash in hand from the buyer. Personal preference for me.

Really, I believe it is up to the seller. The seller has an absolute right for the rest of the money (the totaled car example was a good one), but some people would waive the rest of the sale based on emotions.
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