Ride at your own risk..... or not? - Page 2 - The Horse Forum
View Poll Results: Ride at Your Own Risk..... or not?
Is this just an accident, no one is really at fault? 9 47.37%
Is the farm/horse owner responsible?? 5 26.32%
Is the experienced rider at fault for not keeping safe distance from other horse? 5 26.32%
Voters: 19. You may not vote on this poll

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post #11 of 12 Old 10-11-2009, 06:38 AM
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For those interested, there is a very good web site from the University of Vermont that has information about a number of equine related law topics including a number of cases from various states that gives a good sampling of the number of ways that equine activities can be involved in law suits and how the various states' courts have interpreted the Equine Liability Acts.

Equine Activity Laws

On the sixth day, God created the Quarter Horse.
On the seventh day, he Painted the good ones.
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post #12 of 12 Old 10-11-2009, 11:27 AM
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Join Date: Feb 2008
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Insurance

Realistically the rider on the animal is riding at their own risk. Regardless of the level of experience you are always riding at your own risk. Now having said that, legally the owner of the horses and the farm could be sued(sp??) because the incident happened on their property.
As a horse owner you are responsible for taking on horse insurance to cover for accidental death and injury of a guest when they are on your property. I know it's something I've always carried while owning horses. The farm insurance(or house insurance) should also have coverage for accidental injuries of guests on the property.
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