Terrorism insurance on a horse? Seriously????? - The Horse Forum
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post #1 of 21 Old 11-18-2010, 08:33 AM Thread Starter
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Terrorism insurance on a horse? Seriously?????

Ok-I recently got personal liability ins on my 2 guys, mainly for the one who is now doing therapeutic riding. Policy is paid and in force for about a month now.

So, the other day I get a letter from the insurance people. "Enclosed is the election or rejection of Terrorism insurance." Please sign.....etc....and the extra fee for election is XX.

Seriously? After I stopped laughing at the total ridiculousness of this, I read (well, more scanned over) the rider. It covered in case of acts of terrorism, like nuclear attack..But-only if the act of terrorism is certified by the dept of homeland security. Now, keep in mind I live in the DC metro area. My thought is if there is an act of terrorism, like a nuke, I MAY have other concerns. I love my horses and all, but really???

I was VERY tempted to call the insurance company and let them know I did not appreciate there lame efforts to get more $$, but I refrained. We will see what they send next.......

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post #2 of 21 Old 11-18-2010, 09:27 AM
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Omg seriously? Wow... I honestly dont know what to say to say to that, its just too ridiculous lol

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post #3 of 21 Old 11-18-2010, 10:06 AM
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LMAO! That's hilarious! I'm sorry but wow!

Horses are like therapy ~ and almost as expensive
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post #4 of 21 Old 11-18-2010, 10:32 AM
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It's ridiculous, but I'm sure people will pay for it.
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post #5 of 21 Old 11-18-2010, 10:35 AM
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Interesting.

I live in the VA boondocks (south central), so I'm wondering if it's just specific to urban areas?

The only things a nuke would take out here would be lots of trees, cattle, and pasturage.
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post #6 of 21 Old 11-18-2010, 10:46 AM Thread Starter
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Quote:
Originally Posted by Speed Racer View Post
Interesting.

I live in the VA boondocks (south central), so I'm wondering if it's just specific to urban areas?

The only things a nuke would take out here would be lots of trees, cattle, and pasturage.
And the people.....

I am not sure if it has anything to do with location. One horse is in the central NY area, not really high risk, and the other is out near Winchester in the boonies, altho still NOVA, I guess. I think it has everything to do with making more $$, and am sure some people probably think they should have it!
"What if my pwetty wittle ponee gets bwowed up?"

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post #7 of 21 Old 11-18-2010, 10:49 AM
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True, the people would go POOF! too.

Yeah, in the event of a nuclear incident, I'm not really going to be worried about 'nuke insurance' for my horses. If I don't die from the blast, the fallout is likely to cause radiation poisoning, which means curtains for me in any case.

P.S.--Winchester ain't nowhere close to being the boonies. It's mostly suburban nowadays.
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post #8 of 21 Old 11-18-2010, 11:57 AM
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OMG! That's the best beginning of the day, franky!



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post #9 of 21 Old 11-18-2010, 09:31 PM
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But what if your horse turns into a rabid raging blood sucker monster from the radiation poisoning?!

"Always be yourself. Unless you can be a unicorn. Then, always be a unicorn."
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post #10 of 21 Old 11-18-2010, 09:34 PM Thread Starter
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That is probably in the fine print as not covered, since he would still be alive and able to mame and kill. But then, I would be a crispy critter, so NMP! Lol
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