I clip my guy every winter. We ride regularly despite the weather and he gets very sweaty. It would take 2 hours to get him dry unclipped, and sometimes more even with two coolers to rotate between. It's no good to have a sweaty wet horse when it's 30 (F) degrees out and I just don't have that time to spend getting him dry after every ride. I think this clip is closest to a "chaser" clip? May not be a 'real' clip job, but it works well for us every year. Attachment 759442
With the clip, he doesn't get nearly as sweaty and also seems to dry much faster. He's usually dry enough to put a blanket on after an hour. I do blanket him now, but that has the added advantage of keeping him cleaner, which saves a lot of time tacking up so I can't say I mind at all. He's never seemed cold unless he's wet, even with this clip job. I've been out watching him when it's 26 degrees and he's still happy as a clam. I usually put a blanket on him when it hits the low 30's, but I sometimes like to let his skin and coat 'air out' for a bit and he never seems to mind. Have never seen him shiver when he's dry, clipped or not.
Be careful if you're in the northern hemispere though- it's late enough in the year that if you clip, it might not shed entirely out since you can catch some of the new summer growth coming in already. It won't hurt your horse, but some people don't like the look, and it might be an issue if you show. If you're a pleasure or endurance rider, it won't matter though.