Personally to me "readiness" is a financial factor primarily, and a confidence and knowledge factor secondly.
If you're prepared for the initial financial burden of pre-purchase exam (often including x-rays), vaccinations, float, medications, supplements, farrier care, and all the equipment needed to care for a horse, plus a plan in case of emergency medical needs, you're off to a good start. (In my first year of ownership I had the vet out 3 times for scheduled appointments and 1 emergency visit for choke.)
I would also consider a good shelter a financial expense, because if you don't have one you'll need one built. Consider water too, if you can run the hose hookup from the house or if you'll need water at the barn.
After that it comes down to your knowledge and confidence around horses, and preparedness to discipline a horse that tests you, or enlist a trainer to help. Only you can decide when you've got that confidence.
Just my thoughts on "ready to own," I'm sure others will chime in with opinions too. Good luck, I'm excited for you! A new home and a new horse are so exciting!
Oh, also consider reading up on info on keeping horses on a small acerage. You might find helpful info about pasture rotation, composting waste, etc. Or you might already be well informed on the subject. ;)
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