Join Date: Feb 2015
Location: mountain west USA
FWIW, I bought a truck before I bought my horse. I didn't have to. I could have gotten by without one by borrowing when I needed to haul or having hay delivered. But I'm glad I did. As it is, I don't have a horse trailer yet (or a flat bed for that matter) and having to borrow one is a PITA enough that I'm glad I don't have to borrow a truck too.
My horse boarding situation is a bit different. I have my horse in a corral/dry lot in a facility owned by the city. I lease the land but own all my structures (panels, barn, etc.) and tools. My horse is 100% my responsibility, as is the upkeep of the structure... although I can be kicked out for various violations. I have access to an arena across the road (easy walking distance), two round pens, a hot walker, free water at the watering station, a maintained manure pit to haul to, and a network of miles of trails that go into the river bottoman and out into the desert. My vet makes one or two big farm calls a month to the facility so I don't usually have to go to the clinic.
However, I use my truck a lot. For one thing I have to haul water; there is no running water available in my barn. For another thing, I have a utility trailer for hauling manure to the pit a couple of times a month. And when I have to buy large farm supply items like a new water tank or feeder or haul a saddle, it's really nice to have a truck. I'm also getting to a point where I will probably have to start hauling my horse to the arena in the next town on a regular basis since my son is getting ready to start 4-H and that is where they meet. Finally, the roads in the city facility are all dirt and it may take a few hours for them to get plowed after a big snow storm. Last year there were times when it would have been difficult for me to get to my horse when I needed to if I didn't have a truck.
People here can and do accomplish all of these things without a truck. But most don't and I'm glad I don't have to. If I had to do it all over again, I'd do the same thing and start my horse owning journey by trading in my car for a truck. But that's just me.