Join Date: Jul 2014
Location: Newfoundland, Canada
I think your saddle budget is fair. I just bought a used (not great, not horrible) dressage saddle with irons/leathers/girth/shipping included for $225. Not to say that that'll happen every day, but I think you could get a fair quality used saddle for that price. (Also not sure if you're english or western, which makes a difference , but $50 is quite a bit for even a new english saddle pad. I have a couple brand new ones that cost $25 each and are fantastic quality. That said, it would do to have a couple of them anyway, so the budget seems fair in that regard.)
I think your list is very well prepared and detailed. I think you have some things here that you may or may not need right away (fly mask, blanket). I didn't have them when I bought my mare and have not needed either, yet. Nice to include on the list though, because they are good things to have when you do need them. Towels you can get second hand for $2 each.... Face brush, not really a necessity, I have one and NEVER use it.
I think the board is a little on the low side, depending on your location. But you also included hay costs, so that could be why. You might have to go up in price a little on board as you will need full-care board (feeding, turn out, etc) since you don't have a reliable way there every day to be able to go for self-care board options. I assume the farrier costs are accounting for possibly needing shoes? If you can,(and if you wind up getting a horse), try your best to find a horse that doesn't need them, and that cost will come down. I pay $40 for a trim and don't need shoes. (But farrier costs also vary from place to place.)
Worming costs are high imo. The most often I've seen people worm around here is every 3 months, and we do it for our horses more like 2-3 times a year because that's all they need based on testing/etc. (But getting fecal tests done to check for worms a couple times a year will help you figure out what kind of schedule you need. Chat with a vet about it when the time comes.)
Whew, that wound up long. I guess my heart bleeds for you, lol! I admire your dedication and for what it's worth, I do hope something works out for you.
PS: If you can find a way to the barn/a barn, see if they're looking for volunteer help or something along those lines. I know people who get a lease in exchange for barn work, or who get their board cheaper because of it.
"I would rather die of passion than of boredom." –Vincent van Gogh