Leasing? Pros and Cons? - Page 2 - The Horse Forum
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post #11 of 20 Old 01-03-2017, 09:47 AM
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I've leased a number of horses and currently lease out two of mine so I'll try to give you an overview of my experiences.

The two horses I have right now are both free leased out to local trainers that I'm good friends with. They do not pay me a lease fee for either horse but they are responsible for all vet appts, farrier care, feed, etc. The one is my childhood pony who now teaches children's lessons and goes to Interscholastic horse shows with the school's team. The other is my ottb mare that I've shown extensively for the past five years but who could not step up to a higher division. She teaches lessons and goes to shows with a variety of students and is just required to stay under 3'. I also borrow her back for Sidesaddle shows so she goes back and forth between the lease barn and my barn throughout the year.

The situation has worked out fairly well for me as most of their care isn't coming out of my pocket but I can still keep a close eye on them and regularly check up to see how they are doing. Since neither farm has an indoor both of them come back to my home barn for the winter where I can tune them back up and keep an eye on them through the winter months.

There are many pro's to leasing, the biggest of which is that you can always give the horse back if there's a problem such as a major medical issue for you or the horse or if the partnership simply isn't working out. I always recommend leases for children as well since they grow and progress so fast they will likely outgrow the size or ability of a certain horse much faster than an adult.

There are many different levels to leasing a horse as well. If you want to lease a nice show horse be prepared to spend anywhere from 1/3 to 3/4 of the purchase price for a year. You will be responsible for all farrier and veterinary care, supplements, chiro, massage, and likely insurance. I leased two horses under this arrangement for my last junior year since I would normally never be able to afford the full purchase price and I only needed them for the one year. After I became an amateur I didn't mind purchasing a greener horse as there was no time constraint.

I've also done various levels of half leases on my horses. These can be extremely flexible from one day a week to splitting everything completely in half. For example, a friend of mine half leased my pony and paid half of all his expenses but got to take lessons on him and show him for the year and they ended up circuit champion. I didn't have enough time to keep him fully in work by myself and she needed a ride so it worked out perfectly for us.

Happy to answer any other questions as I've been on both ends of the leasing arrangement!

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Je n'ai pas peur dans la selle
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post #12 of 20 Old 01-03-2017, 12:21 PM Thread Starter
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@SansPeurDansLaSelle wow, this is extremely helpful! I really appreciate it. So what is the difference of renting a horse, and leasing a horse? Is there a difference?

A dog may be man's best friend,
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post #13 of 20 Old 01-03-2017, 01:51 PM
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Terminology also can vary based on the person and area. Growing up I knew free leases to mean you paid nothing, not even farrier, and got full access to the horse. Full lease to me meant you paid everything. That's different that what many others know. So make sure the language is clear.
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post #14 of 20 Old 01-03-2017, 02:30 PM
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In my experience I've only ever heard of "renting" a horse as going on a guided trail for a day or something but that may just be a difference in terminology. I've always heard and used "leasing" to refer to a more long term arrangement.

Mains doux - Jambes forts - Esprit sensé

Je n'ai pas peur dans la selle
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post #15 of 20 Old 01-03-2017, 02:56 PM
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That is the way I take it as well. You rent a horse for a guided ride or even for a not guided ride but basically there is a very short term interaction that doesn't last more than a day. Typically just an hour or two. A lease is with the intention of long term - long term being a month or more with more access to the horse as in you would be the one to groom, tack or possibly even feed and care for in a full lease.
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post #16 of 20 Old 01-03-2017, 03:17 PM
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Renting isn't a term that's used very frequently, at least in the H/J world (admittedly, my experience is pretty limited to that).

Leasing is a great option for someone not wanting to take on the long term responsibility or cost (which is not an issue, as you've said before). It's also a great way to learn for a first time buyer.
Your trainer can usually connect you with potential leases.

I have leased twice--one full, and one partial. This was near a decade ago now, so prices have absolutely gone up since then. I think my parents paid somewhere in the realm of $500 and $200 per month, respectively. The full lease was full access to the horse, but the owners still paid vet and farrier (I think... Like I said, it was a minute ago). The horse stayed on the property, and the owner still had the option to ride if she wanted to, but never did.
The half lease allowed me three riding days a week.

As for cost/time involved, that's all highly dependent on the contract involved.
Absolutely get a contract so that both you and the horse's owner are protected.

The sensitivity of the internet baffles me.
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post #17 of 20 Old 01-03-2017, 03:20 PM
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Leasing is a great way to have a horse if you don't have the money to pay for your own at that moment.

The levels I have seen:

Free lease - You don't pay anything, but usually you have to cover all the expenses like vet and farrier. A lot of camps will do this over the winter so they don't have to feed and care for 60 horses they're not using, then you give them back in the spring. It's basically like it's your horse, it just legally belongs to someone else.

Partial/Part-lease - You pay one price monthly, and you share time with either the owner or another lessee. Sometimes it can be 2 or 3 people sharing the horse if one person gets a certain day.

Full lease - You pay one price monthly and the owner takes care of expenses (usually), but each lease is individual. Sometimes owners will ask that you take care of vet expenses if you're riding or showing, or any additional farrier work they might need, etc.

So in conclusion, it can be a really awesome option to fit your budget if you can't afford to own a horse. If you have a very tight budget, you might be able to just take lessons and get to know a stable owner/trainer, and sometimes they will allow you to lease a horse from them that you particularly like or get along well with. That's how I got my first horse - I leased him for a little bit, then my instructor gave him to me.
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post #18 of 20 Old 01-03-2017, 03:47 PM Thread Starter
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Wow, thank you all!
The reason I asked what a rent was, is because another equestrian said I should rent a horse for a week event. So I guess maybe it could be used to say a shorter commitment.

A dog may be man's best friend,
but the horse wrote history.
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post #19 of 20 Old 01-03-2017, 05:39 PM
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Types of leases (and cost) depends on area.

What others are describing as a "full lease" (taking over horse cost) around here would actually be considered a "free lease" where leaser pays for horse's care (but no lease fee).

The terms of a lease will vary greatly from area to area, so do your research locally. And even if an owner describes it as one thing, their specific terms may vary as well.

Free lease - Not actually free, only free in the sense that you do not pay the owner. Typically not on the owner's property. You move the horse to an approved facility off property. You pay the board there, as well as vet/farrier/feed. You supply everything (ie: tack, blankets, whatever else you need to supply). However, even though you supply all these items, the owner is still in charge of what you can and cannot use on said horse. For example, I have leased one of my mares out as a free lease (as well as paid free lease) - I had in contract that she may only be ridden in X bit, no martingale, regular bridle, etc etc. Leaser needed to supply those things for my horse.

Paid free lease (sometimes just called a paid lease) - Exactly the same as free lease, however the leaser also pays a lump sum to the owner. Usually for the show season. Aside from that, everything is generally the same.

Full lease - Generally takes place on the owner's property (or wherever they board). Horse generally doesn't move facilities, unless going to a show. Leaser pays a lease price every month. That cost goes toward the horses board. Owner is still responsible for everything else. Sometimes owner provides tack, sometimes the leaser. The cost is generally close to, or equal to, the cost of the horse's board. So, if board is $900, lease is generally $900 or there abouts. Leaser rides 5-6 days per week.

Part lease - Same as full lease, except it is part. Leaser pays part of the horse's board. Leaser rides 2-4 days per week on average. So if board was $900, part would be $450, give or take depending on if only riding 2 days, vs. 4 days.

Keep in mind that that is what leasing entails where I am. Things can vary from area to area, so best to do you research locally.
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post #20 of 20 Old 01-04-2017, 10:46 AM
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Originally Posted by EmberScarlet View Post
Wow, thank you all!
The reason I asked what a rent was, is because another equestrian said I should rent a horse for a week event. So I guess maybe it could be used to say a shorter commitment.
On occasion, facilities near me will have a few horses to rent out during clinics or other supervised events. They usually require a pre-event lesson to be sure the horse & rider are suitable.

As for leasing, I full-leased out my show horse when I went to college and received a half-blind horse back when the lease was through. Freak accident, but I'm 100% sure it would not have happened in my care, because I advised the rider the particular horse was always anxious at that particular event grounds but they went anyway.

When I got back into horses after a 10 year break, I partial leased a horse for 6 months to be sure I could fit it in my schedule. It was fantastic to be able to go out on my scheduled days to just groom & ride, and not worry about anything else.

~Reserved Cash, 2011 AQHA gelding~
~Lark, 20-something Arabian mare~
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