My goals for horse shopping/getting into ownership - The Horse Forum
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post #1 of 6 Old 06-18-2015, 10:38 AM Thread Starter
edf
Weanling
 
Join Date: Dec 2013
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My goals for horse shopping/getting into ownership

This is pretty much me thinking outloud to you guys about getting a horse.

Quick back story: the horse I was going to get, turns out isn't going to be practical due to recent discovery of navicular's disease. Few things I have to do first- inform the owner I am not longer going to go threw with the purchase, and I am going to relinquish my lease on him. I feel bad about going back on my word, but I cannot afford a pasture puff. Now, I know bad things can happen with any horse and they can go lame, I just feel there is a difference between an accident and a horse already prone to lameness due to a disease that is not going away. Basically, if I buy a horse and it breaks a leg and goes lame, its different than a horse already prone to lamenss.

So, task one: tell the owner the news. This will give me 200$ a month saved towards the purchase of a horse

Other tasks: I am an exotic snake breeder on the side. Current market is bad, and while I wasn't in it for the money, every pairing has a bunch of snakes that can be hard to sell ( single morphs, normals, males) I think it is time to sell my collection. Initially, I was going to hang onto some of them, but if I sell, it will give me more money to invest in a horse or horse equipment. Not only will this give me more upfront money, but it will save money on buying rodents in bulk, electric bill, and time for caring. I will save only the angolan python pair and one mean long term care wild caught BP (she is nasty and has a few blemishes, I fear her care could be neglected in the wrong hands)- going from 25 snakes to 3.

Will needs:
i will need a saddle now, and a saddle fitter to be factored into the cost. I may even need a new bridle if my one doesn't fit the horse, but that won't be an expense like a saddle.
Halter and lead lines.

Farrier. I already know I won't be using the same farrier, so I will be on a farrier search. There is a barefoot trimmer local, and 2 other boarders who use different farriers that I could possibly use.

I haves:
place to board- providing that the BO isnt so upset she wants nothing to do with me. I have an account with her vet.

Basic grooming equiment ( curry, bush, hoof pick, soft curry, fly spray) I may need simple little things like a mud scraper. I will make a first aid kit too. Right now I share the BO's, there is stuff she bought and stuff I bought that we both use because we don't have issues with it.


My expectations/wants of a horse:

I want a horse that is pretty laid back- would prever a more pokey horse than a ready to go. One that is pretty bombproof as far as horses go.

While I am not breed specific- I know I don't want a warm blood since they tend to be the 'go ' horses. Looking for a horse that has the mind set of a slow but steady horse that is good with beginners ( My abilities- probably better than a beginner, but not an expert)

My goals with horseback riding:

I consider myself mainly just riding for pleasure. I don't have plans for any serious competitions- may do a few low level W/T shows, but nothing fancy at all. I do work on basic dressage aspects ( not very good at it) but it just gives me and the horse stuffs to do.

I mostly do ring work, with occasional trails. I personally never go out on th e trails by myself- I feel more confident with someone else in case something goes wrong. I ride in the ring myself no problem tho ( usually have b/f watching) I like working by myself- so I would like a horse that is ok with that. I do ride with others as well.

If a horse can do both english and western, that would be a plus. In the end though, i'd be fine if I find a great horse and he just does one.

Need to finalize:
costs. My b/f said he would help financially if need be, but we both just have to go crunch numbers first and calculate how much $$ can be set aside for th e purchase of the horse. Also, I will have to calculate affording the horse once my school loans kick in ( which should be soon). I did post another thread a while back about other expenses too ( like shots, vet visits, dental and ect that will be calculated as well)

Fine tune my skills. The whole situation with the horses hoofs kind of shown me I need to refine my knowledge. I am hoping you all can recommend some books I can read to acquire some more book knowledge ( i know books can only do so much, but gathering that knowledge will prepare to dealing with it)

Some info on me:
I have been leasing for about 2 years, been working and taking lessons at the barn for about 4 years. The horse will be boarded, full board. My working days would stay as exchange for lessons, but maybe we could pick up a day to take some money off the board, but costs will be calculated with no discounts.


I always wanted a horse. Yea yea, i know you all here this a lot, but both my fiancee and I have good secure jobs. Providing there is no fall out with the BO, I have a good relationship with her to have her as a guiding figure. I always look forward to going to the barn and working with my leased horse, and I am ready to part with the snakes and move onto working with horses.

I realized that through the time of not being able to ride the leased horse how much I miss it. I know how much work can go into it, and I am ready to get into that kind of responsibility when the time comes- but I am not rushing into it.

So, I spilled what was going on in my mind. Feedback and your opinions are welcomed. Just bare in mind, it's just the beginning stages, not planing to make a move to purchase in the near future.
edf is offline  
post #2 of 6 Old 06-18-2015, 11:18 PM
Green Broke
 
Join Date: Aug 2009
Location: New South Wales, Australia
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You want too much money rather than not enough so overestimate costs, and probably add around 20% onto your final figure as a buffer.

So if board is $300 a month, plus $40 farrier, plus $40 vet and dental (so $380) look at having enough to cover $455 a month without getting into trouble.

Have a generous saddle budget. Even if you're planning on buying second-hand its not cheap. I know here, in Australia (saddles have somewhat different values) you aren't really going to get a good secondhand saddle that is fitted, or cheap but okay new saddle, for much under $1000.

Horse wise, you get what you pay for. Breed doesn't matter so much, its more having the right horse. Good horses, even just those safe, reliable ones, are valued by all. So don't go out looking for a bargain.
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post #3 of 6 Old 06-19-2015, 01:26 AM
Foal
 
Join Date: Jul 2014
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Kind of random, but I think horse insurance is a beautiful thing. If your horse needs to have lets say, surgery for colic that could be 10,000+ if you opted for surgery. Puts your mind at ease to know insurance can cover mishaps that need the vet. Just something to think about. It saved my butt for a hock injury!
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post #4 of 6 Old 06-19-2015, 10:48 AM
Trained
 
Join Date: Dec 2011
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As a new horse owner, total costs NEVER come out just board, farrier, and vet bills.

My board is $570 monthly, farrier $170 every 6-8 weeks, and vet... Well I don't have an exact number because my mare has been having some issues my vet had been following closely on, but let's say minimum $500 for shots, fecal and teeth.

Stuff I didn't plan to pay for this month... 3 pairs of bell boots, a horse show, stocked up on 6 months of supps since they were on sale, a gallon of fly spray, a bug repellent stick, laundering blankets, a new bottle of cowboy magic, extra shavings, a salt lick, a jimmy ball, one very expensive injection, and I'm sure there are other things I missed this month alone!! And of course some months are better then others.

And when it comes to buying stuff, buy quality things that will last!! My saddle was $1820, but I'll have that sucker long after my horse passes away! I could even have it for most of my life! My saddle pad was also pretty expensive, but it's allows better distribution of pressure and keeps my horse more comfortable! It also has interchangeable felt liners if I have more then one horse or my current felt pad loses its spunk.
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post #5 of 6 Old 06-20-2015, 11:21 AM Thread Starter
edf
Weanling
 
Join Date: Dec 2013
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well, told the owner that I don't think it's a wise decision for me to buy the horse. Didn't really get into stopping the lease b/c my lesson partner was there. But she was understanding, not mad, so that is a weight off my shoulders. Still gotta break that I don't wanna lease him anymore to save the money to buy a horse of my own when that time comes.

Yes, what you all said will be put to good use. I def like adding 20% of the costs on just in case. And yes, I like horse insurance too.
edf is offline  
post #6 of 6 Old 06-20-2015, 11:47 AM
Foal
 
Join Date: Jun 2015
Location: Blue mountains of Oregon
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Quote:
Originally Posted by Saskia View Post
You want too much money rather than not enough so overestimate costs, and probably add around 20% onto your final figure as a buffer.

Have a generous saddle budget. Even if you're planning on buying second-hand its not cheap. I know here, in Australia (saddles have somewhat different values) you aren't really going to get a good secondhand saddle that is fitted, or cheap but okay new saddle, for much under $1000.

Horse wise, you get what you pay for. Breed doesn't matter so much, its more having the right horse. Good horses, even just those safe, reliable ones, are valued by all. So don't go out looking for a bargain.
I agree with overestimating your costs, always wise, but there are bargains out there if you look. Saddles range a lot in price and depending on where you live, so do horses! I recently adopted a wonderful TWH mare from a rescue for a small adoption fee, diamond in the rough for sure! There are also many horses for sale around here that are quite reasonable. My western saddle doesn't fit her but I didn't want to spend tons on a saddle so I've ordered a new one from Down Under for just over $300. Used saddles around here range from $150-$1500 depending on style and brand.

Good luck! It sounds like you've done a good job thinking it all through. I can't wait to see your new horse!
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