New to owning horses! - The Horse Forum
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post #1 of 11 Old 09-23-2015, 11:44 PM Thread Starter
Foal
 
Join Date: Nov 2012
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New to owning horses!

Highly considering getting my first horse. I have a boarding facility lined up.
I'm just trying to figure out everything i'll need cost-wise before i make the plunge. I want to budget as much as possible before i make the commitment.

Any help would be nice!
I'm looking for average cost per month on everything from feed to vet bills.
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post #2 of 11 Old 09-24-2015, 12:37 AM
Weanling
 
Join Date: Mar 2012
Location: Ohio
Posts: 333
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That all depends on costs for your area. Figure your farrier is probably going to come out every six weeks or so, and you need at least two vet visits a year, as well as a savings account of a couple of thousand dollars in case an accident or injury happens so you don't have to struggle for money if you have to have several vet visits in one month. Food depends on your boarding facility, but figure on a bag or so of grain a month depending on your horse, then a ridiculous amount of splurge buys in the tack shop because I swear I can't help myself. Oh, sorry, my bad. Went off a little there. (I have a Cowboy Magic addiction) If your horse develops something that requires supplements then that can be a monthly cost as well. Make sure you have a little buffer in your monthly horse budget just in case.
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post #3 of 11 Old 09-24-2015, 12:38 AM
Weanling
 
Join Date: Mar 2012
Location: Ohio
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Also, one of those yearly vet visits will probably be a teeth check, so it is likely to cost at least twice as much as just a checkup and vaccinations.
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post #4 of 11 Old 09-24-2015, 12:43 AM
Trained
 
Join Date: Jul 2015
Location: Western Massachusetts
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Feed costs greatly depend on where you are, along with most other costs. You really need to talk to someone experienced who lives nearby. In fact, if you don't have an experienced mentor of some kind, I deeply strongly recommend you do not buy a horse until you do.
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post #5 of 11 Old 09-24-2015, 03:15 AM Thread Starter
Foal
 
Join Date: Nov 2012
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I'm friends with the owner of the barn i'd be boarding at. I'm just trying to figure out some stuff before i talk to her about everything. I basically want to get a financial plan together before i make set in stone plans.
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post #6 of 11 Old 09-24-2015, 09:04 AM
Weanling
 
Join Date: Mar 2012
Location: Ohio
Posts: 333
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Read read read in the forum. This is a great resource. If you come across an issue you hadn't been aware of, it's really easy to do searches in here. This is a great resource. (Check out the vet kit thread, for example.)
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post #7 of 11 Old 09-24-2015, 10:16 AM
Yearling
 
Join Date: Feb 2015
Location: Cambridge, MN
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Expense wise, I would start with a quote from Clinton Anderson. "There are only three ways to get a trained horse: buy it trained, pay for training, or train it yourself."

Ultimately you will train your horse yourself whether you want to or not, and early on most of your "training" will be to undo whatever training your horse has already had. Eventually you must learn at least enough to keep that from happening.

But the point is that when you buy a horse, keep in mind that a thousand dollar horse with little training might end up costing more than a $3,000 horse that is trained, and it will sure be a lot less fun. If you buy a horse that is ill-trained you might want to budget for hospital visits.

A good saddle will cost you at least $1,000 - $1,500, even used. That will be your biggest tack expense, unless you are the type who tries to solve problems by buying a different bit every month.

Horse, board, trainer, farrier, vet, riding instructor, feed, tack would be the expenses you'll want to put a number on for your area. For example, I had the vet come out this spring and vaccinate both my horses for rabies, tetanus, EW and West Nile, and do dental exams. Complete with farm call the total was $154.00. I've averaged less than $200/year on vet bills for the last 17 years. So you need to count the cost for where you live.
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post #8 of 11 Old 09-24-2015, 12:01 PM
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Join Date: Nov 2010
Location: OK
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Quote:
Originally Posted by Joel Reiter View Post
, unless you are the type who tries to solve problems by buying a different bit every month.
I had to giggle at this. I've had the same bits in different sizes for different horses for the last ..........20? or so years. Each full bridle set up for each horse probably cost me $1500 to $2000 for fancy romal reins and headstall. The bits probably cost me $400-500 each. The thought of changing bits makes me cringe.

The rest of the charges will really vary by where you are in the country. Some folks here have full board for $250 and it can go up to $500 without training in some of the bigger, nicer barns. Vet costs here are traditionally low by comparison to the rest of the country but that still doesn't mean cheap. The average vet call costs roughly $200 here, if I haul in, for lameness, sutures, teeth. Coggins is around $60. I do my own vaccines, roughly $100/horse/year. Gelding is $200 in hospital, $600 for a cryptorchid.

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post #9 of 11 Old 09-24-2015, 08:50 PM
Yearling
 
Join Date: Aug 2015
Location: Michigan, USA
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Hmmmm..... have to disagree with the cost of a saddle as it depends on what it will be used for and if the horse owner is going to show. I thought I would never have anything but a leather saddle, but bought a new Wintec All Purpose last fall and have been very happy. I had a saddle fitter make sure it fit my horse before purchase and it also has the adjustable gullet and flocked panels. It was very reasonable and is very comfortable. My mare is very happy with it. I am happy it doesn't get moldy in the very humid tack room.

I totally agree with Joel, however, on the price of a horse. I have added about $1,500 to the cost of my mare in the last 18 months with lessons as I train her. She was very green, almost untouched when I got her, but it IS fun bringing her along (under supervision).
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post #10 of 11 Old 09-24-2015, 09:37 PM
Foal
 
Join Date: Sep 2015
Location: Central Texas
Posts: 175
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Quote:
Originally Posted by Whinnie View Post
Hmmmm..... have to disagree with the cost of a saddle as it depends on what it will be used for and if the horse owner is going to show. I thought I would never have anything but a leather saddle, but bought a new Wintec All Purpose last fall and have been very happy. I had a saddle fitter make sure it fit my horse before purchase and it also has the adjustable gullet and flocked panels. It was very reasonable and is very comfortable. My mare is very happy with it. I am happy it doesn't get moldy in the very humid tack room..
I agree. I bought a used Wintec AP off craigslist for $275. My trainer liked it so much she bought one too. Is it pretty? No. Can I ride it in shows? No. Does it match my bridle? No. Is it comfortable for both my horse and I? Absolutely.
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