Back to say, Misa, that there can be a huge spread in cost for boarding, horse purchase, tack and misc. items even within a particular area. You can always upgrade any of it. Tack that fits the horse and is clean and safe might be ugly, but it may allow you to spend more on the right horse. You may just want to ride up and down the road at first but later want lessons. I think keeping your immediate goals in mind, you can get your feet wet without going broke and always go to a more expensive barn/saddle/horse later on. You may be able to find board on private acreage very inexpensively with fields to ride in to get started, find a young (inexpensive) person who is knowledgeable and experienced enough to coach as you begin to learn and get by on less of a budget.
I pay $250/month board. It includes hay and feed. The facilities include an indoor riding area (not a full size arena, but plenty of room for 3 horses to work at once) and outdoor ring that is Dressage dimensions. Worming on a schedule costs me about $20.00/yr. Annual vaccinations cost $175.00. Trims are $30.00 every 6 to 8 weeks. Teeth are $75.00/yr. Riding clothes for just schooling or riding (boots are necessary) about $250.00. Lessons at my barn by my own trainer are $25.00/hr. In my area it can be up to $50.00/hr. plus mileage (mine doesn't charge for that). If I bought my own hay here it would be about $4.00/bale and I would be feeding about 1/2 bale a day. Feed (oats) would be about $20.00/month for my horse. Stuff I buy that I don't need-----I don't want to talk about it. Lots of people in my area pay much more but many pay less.
Check Craiglist for boarding listings and also local feed and tack stores. There may be horse or rodeo clubs in your area and the County extension Office is a really good resource. Most vets don't mind giving out their prices for farm calls, vaccinations and the like. You will have fun shopping and learning.
Last edited by Whinnie; 09-24-2015 at 10:44 PM.