Leasing is a great way to "try out" horse ownership, especially if the horse you lease is in a lesson barn & you can take lessons on your horse. I bought a horse after about 6-8 months of lessons, thinking I'd be fine since I owned horses as a kid (until age 13 or so). I was NOT fine and I've really relied on my trainer and the other boarders a lot for answering all of my stupid questions to things I didn't know I didn't know. In the lease, you can get a good feel for if you are ready for ownership. As for the $, I think a horse costs about twice as much as I expected per month. Pretty much board x 2 by the time you add in the other stuff.