I'm 20... until my knees and back remind me I'm 44. Hadn't rode a horse except for TWO touristy trail rides, since I was 14... until last year. Now I'm learning.
I will agree with the waiting to buy a horse suggestion made by redbarron. All but ONE of ours was bought by someone else who thought they'd be great for us, and they came home without a lot of questions, other than the usual What's Wrong with Him/Her.
I bought Sarge myself, after spending a day with him at an Amish auction. He was the only horse there that was sociable and picked his feet up when asked to, that continually wanted to 'visit' with us when we walked around the livestock pens. I felt like I already 'knew' him by the time we got him home, unlike the others.
"We are here to laugh at the odds and live our lives so well that death will tremble to take us."