What kind of budget should I have for a potential horse? - The Horse Forum
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post #1 of 36 Old 06-27-2015, 07:38 PM Thread Starter
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What kind of budget should I have for a potential horse?

Hi! I've been riding horses for a while and am trying to convince my parents to get me a horse. They say it's expensive but I'm not sure. What kind of budget do I need monthly including vet and farrier (highest and lowest estimate please)? I have a list of the supplies I'll need to get started.
Horse Supplies:
Grooming:
1 Mane Pulling Comb
2 Mane Combs
1 Tail Comb
2 Mane and Tail Brushes
1 Hard Brush
4 Medium Brushes
1 Soft Brush
1 Shedding Comb
1 Brisk Body Brush
4 Face Brushes
1 Face Curry
2 Jelly Currys
1 Handmit Curry
4 Rubber Currys
1 Metal Curry
2 Sponges
1 Hand Scrubber
1 Sweat Scraper
1 Bucket (Bathing)
3 Grooming Totes (Brushing, Bathing, Trailer)
2-4 Towels (Bathing, etc.)
3+ Rubberbands For Mane
1 Shampoo
1 Conditioner
1 Detangler
1 Leave-in-Conditioner
1 Vetrolin Shine
1 Hoof Dressing
1 Show Sheen
1 Hoof Oil
2 Hoof Picks
1 Small Rubber Tub

Feed:
2 Water Buckets
1 Feed Pan
Water
Hay
Alfalfa
Grass
Supplements
Treats
Oats

Riding Supplies:
1 Tack Chest
5 Saddlepads
1 Set of Polos (4 Polo Wraps)
2 Crops
3 Leadropes
1 Leadrope With Chain
1 Loungeline
1 Saddle
1 Girth
1 Set of Reins
1 Lounge Whip
1 Girth Cover
1 Riser If Needed
2 Halters
1 Bridle
1 Flyspray
1 Set of Blankets (Heavyweight, Medium, and Cooling Sheet)
1 Breastcollar
1 Bit
1 Saddlestand
1 Saddle Bag
1 Bump Pad


Health:
First Aid Kit:
•Iodine~ For Cuts and Scrapes
•Hydrogen Peroxide~ For Sprains (Menthol Rubbing Alcohol for cool feeling)
•Neetsfoot Oil~ For Leather Accessories
•Something For Earmites~ Vaseline (suffocates them)
•Guaze Bandages
•Betadine Solution
•Petroleum Jelly
•Fungus Lotion
•Thermometer
•Wound Spray
Vet
Farrier

How much do you think I'll need to afford all of this? Am I missing anything? Is all of this necessary if I plan on riding for fun and trail riding (I'm an English rider but may try western down the line)? I was just wondering if you could give me a highest and lowest estimate! And also I found this list and a small rubber tub that is in the grooming section and am wondering if that is supposed to be for water or just for grooming (I know a horse can't fit in a tub so I was confused) PS I know I need about $1000 for emergencies!
Thanks
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post #2 of 36 Old 06-27-2015, 07:40 PM Thread Starter
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Also I know that I won't be buying feed, supplements, a saddle, etc. until I get the horse.
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post #3 of 36 Old 06-27-2015, 07:54 PM
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Location: NE Florida
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The cost will depend on what you are willing to pay more or less for.

I always budget for good quality tack which will run more money, I also budget for a set of good natural fiber/ bristle brushes since grooming is very important to me.

I will look for sales on all other things though, like leads, halters, polos and saddle pads amongst other things.

To get an estimate I would take that list and go from website to website and look at prices and then add everything up and see what it comes out to.

You can even do a budget for feed, vet, and farrier if you know how to do the math and know where you'd likely be getting hay and feed.

I suggest looking at Horse Supplies | Horse Equipment & Products - Horse.com - Horse.com , Jeffers Equine - Horse Supplies, Tack, Grooming, and Health Products | Uniquely English | | Jeffers Pet

Horse Care - Horse Supplements | Big Dee's Horse Tack & Supplies

Online shop for Horse Tack, Riding Apparel, Horse Supplies and Equestrian Clothing.

Dover Saddlery - Quality English Horse Tack & Horse Supplies

All of these sites have a lot of products for you to choose from. You can even fill up a shopping cart and see what the final cost would be to ship it and you'll know what you need to save up.

"They see me rollin, They hatin, Patrolling they tryin to catch me ridin dirty"
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post #4 of 36 Old 06-27-2015, 07:58 PM
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Location: Orange County, NC
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Do you plan on showing?
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post #5 of 36 Old 06-27-2015, 08:39 PM Thread Starter
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Quote:
Originally Posted by PaintHorseMares View Post
Do you plan on showing?
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Probably not.
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post #6 of 36 Old 06-27-2015, 08:48 PM
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What an awesome list, i've got two horses and i don't have 5 saddle blankets (might need to go shopping lol) I went two different ways with my horse purchasing. I bought a bush pony (NZ Kaimanawa) for $100 and bottle of rum as a 4yo, i was and i cannot stress this enough so lucky that even as a 4yo he was an old soul and looked after me. for a very long time i did not buy a saddle and just rode bareback and with a rope halter, it was not until i got a job and saved money that i ended up buying half decent tack. My other horse cost me $6500 and i bought him with the knowledge he was a hard horse to fit a saddle too, so i bought his already fitted and very flash saddle for over $2000 so believe me you can spend A LOT. If i had it my way i'd like to have $$$ in the bank for vet bills. If you graze and show that ups the money but to give you an estimate i spend around $4000 per horse just keeping them ticking over nicely (farrier, worming, grazing etc). My advise to you is maybe try find a part time job if your parents are not overly keen on paying for everything because horses are expensive and they can be extremely expensive.
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post #7 of 36 Old 06-27-2015, 09:24 PM Thread Starter
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Quote:
Originally Posted by LoftyCastle View Post
What an awesome list, i've got two horses and i don't have 5 saddle blankets (might need to go shopping lol) I went two different ways with my horse purchasing. I bought a bush pony (NZ Kaimanawa) for $100 and bottle of rum as a 4yo, i was and i cannot stress this enough so lucky that even as a 4yo he was an old soul and looked after me. for a very long time i did not buy a saddle and just rode bareback and with a rope halter, it was not until i got a job and saved money that i ended up buying half decent tack. My other horse cost me $6500 and i bought him with the knowledge he was a hard horse to fit a saddle too, so i bought his already fitted and very flash saddle for over $2000 so believe me you can spend A LOT. If i had it my way i'd like to have $$$ in the bank for vet bills. If you graze and show that ups the money but to give you an estimate i spend around $4000 per horse just keeping them ticking over nicely (farrier, worming, grazing etc). My advise to you is maybe try find a part time job if your parents are not overly keen on paying for everything because horses are expensive and they can be extremely expensive.
So $4000 is per month?
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post #8 of 36 Old 06-27-2015, 09:32 PM
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Join Date: Jun 2014
Location: Kansas, USA
Posts: 2,983
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Quote:
Originally Posted by Ktrina315 View Post
Hi! I've been riding horses for a while and am trying to convince my parents to get me a horse. They say it's expensive but I'm not sure. What kind of budget do I need monthly including vet and farrier (highest and lowest estimate please)? I have a list of the supplies I'll need to get started.
Horse Supplies:
Grooming:
1 Mane Pulling Comb
2 Mane Combs
1 Tail Comb
2 Mane and Tail Brushes
1 Hard Brush
4 Medium Brushes
1 Soft Brush
1 Shedding Comb
1 Brisk Body Brush
4 Face Brushes
1 Face Curry
2 Jelly Currys
1 Handmit Curry
4 Rubber Currys
1 Metal Curry
2 Sponges
1 Hand Scrubber
1 Sweat Scraper
1 Bucket (Bathing)
3 Grooming Totes (Brushing, Bathing, Trailer)
2-4 Towels (Bathing, etc.)
3+ Rubberbands For Mane
1 Shampoo
1 Conditioner
1 Detangler
1 Leave-in-Conditioner
1 Vetrolin Shine
1 Hoof Dressing
1 Show Sheen
1 Hoof Oil
2 Hoof Picks
1 Small Rubber Tub
That is a TON of stuff! I bet you could save a lot of money crossing several of those things off your list. I have one horse and I just have: a body brush, a sweat scraper/shedding blade, hoof pick, plastic curry comb, and fly spray. Unless you plan on showing or your horse needs this stuff, I wouldn't buy show sheen, detangler, hoof oil, etc. I would just buy a hard brush, a soft brush, a curry comb, a mane and tail comb, a sweat scraper/shedding blade, a face brush, hoof pick, and fly spray. You could get by with one tote and don't need a lot of bathing stuff either, unless you do plan on showing. I've had my horse for almost 5 years and haven't used shampoo or conditioner on him, just hose him down (if I can, bath time is actually run around me in a circle time).

Quote:
Feed:
2 Water Buckets
1 Feed Pan
Water
Hay
Alfalfa
Grass
Supplements
Treats
Oats
This is a good list here, but I wouldn't go buy all this stuff (except for water buckets, feed pan, grass, and some regular brome/timothy/etc. hay) before buying him. Because you won't know if he does need oats and alfalfa, or what kind of treats or supplements he may need.

Quote:
Riding Supplies:
1 Tack Chest
5 Saddlepads*
1 Set of Polos (4 Polo Wraps)
2 Crops
3 Leadropes*
1 Leadrope With Chain*
1 Loungeline
1 Saddle
1 Girth
1 Set of Reins
1 Lounge Whip
1 Girth Cover
1 Riser If Needed**
2 Halters
1 Bridle
1 Flyspray
1 Set of Blankets (Heavyweight, Medium, and Cooling Sheet)*
1 Breastcollar
1 Bit*
1 Saddlestand
1 Saddle Bag
1 Bump Pad**
What I've marked with '*' you may not need, or may not need all of it. You could get by without a leadrope with a chain. You'll only need one lead rope, you can easily go buy one if something happens to your current one. I still have the same lead rope and still use it that I bought 5 years ago.

And you certainly don't need 5 saddle pads!! Just get one or two for right now. Your horse may not need blankets either. I have never put a blanket on my horse, though I am thinking of buying him a fly sheet if he ever needs it. I wouldn't buy blankets unless the horse is used to wearing one or needs one. And don't buy a bit before the horse, there are lots of bits and who knows what kind of bit the horse will go well in.

What I have marked in '**', I am wondering what they are. What is a Riser and a Bump pad?

Quote:
Health:
First Aid Kit:
•Iodine~ For Cuts and Scrapes
•Hydrogen Peroxide~ For Sprains (Menthol Rubbing Alcohol for cool feeling)
•Neetsfoot Oil~ For Leather Accessories
•Something For Earmites~ Vaseline (suffocates them)
•Guaze Bandages
•Betadine Solution
•Petroleum Jelly
•Fungus Lotion
•Thermometer
•Wound Spray
Vet
Farrier

How much do you think I'll need to afford all of this? Am I missing anything? Is all of this necessary if I plan on riding for fun and trail riding (I'm an English rider but may try western down the line)? I was just wondering if you could give me a highest and lowest estimate! And also I found this list and a small rubber tub that is in the grooming section and am wondering if that is supposed to be for water or just for grooming (I know a horse can't fit in a tub so I was confused) PS I know I need about $1000 for emergencies!
Thanks
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My guess on prices...

Halter: $10-$30
Bridle: $20-$50
Lead Rope: $10
Bit: $20-$100
Reins: $20-$60
Saddle: $500-$1500

You can buy a grooming set online, comes with a tote and different brushes. Everything varies. You can look online and get a good idea of the average price for certain stuff.

Keep going, keep moving forward. You'll get it together someday.
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post #9 of 36 Old 06-27-2015, 09:42 PM
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Location: NZ
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4k a year per horse sorry!!
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post #10 of 36 Old 06-27-2015, 10:06 PM Thread Starter
Foal
 
Join Date: Jun 2015
Posts: 26
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Quote:
Originally Posted by LoftyCastle View Post
4k a year per horse sorry!!
Oh okay! Got nervous for a second! Thanks!
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