Personally if I were you, I'd look for another horse to lease if there is anything else available that may be younger and you can move up the levels with but still be safe. Especially if you find a horse who maybe has a decent base but has competed novice and get the horse and yourself going. You'd definitely need a horse with some training, especially to meet your timeline goals.
I agree mixing college and horses in general is a bad idea. Just because of the debts that accumulate over 4yrs and owning a horse is about 15k+a year if you're at a nice barn, taking regular lessons, medical, farrier, chiropractor, supplements, etc, etc. Keeping a performance horse going is expensive. And depending on your major how much time you'll actually have to spend with your horse and ride.
The first time I went through college, I did not own a horse. I was paid to ride several horses and had a free lease on my trainer's old eventer who long story short is extremely quirky and hasnt been ridden since the last time I rode him 3-4yrs ago. Like trying to ride a cat. My first horse was my old eventer I got when I was 13? who was VERY quirky and kinda crazy, rode like a frake train cross country. Cool horse though. Ended up finding him a new home for college when I was 20 and done being a working student.
Now going back through college. I own my own but I'm not sure how much time I'll be able to dedicate to a horse of my own because when my hand heals, Ill have 6 horses on my plate to ride not including my own (4 youngsters I broke/helped break, 2 other dressage horses) and Im a computer science major. So when my horse sells my family has tried to convince me to just ride and develop the horses Im paid to ride but Ive been developing, retraining, etc horses for 8yrs. Developing, training, sending them on and starting over, so for me in my position owning my own is best and cutting back on other horses to focus on developing my next horse and hope after she's broke and we work together for the next 5yrs we'll make it to PSG.
It's a complicated dynamic for horse people, especially if you have limited funds and time but amibiton and goals. We all have to make sacrifices and make a list of priorities, pros and cons of big choices. Unfortunately there are going to be a lot of tough choices to make and lots of cross roads.
My point is you have to be realistic about the money you have, what time you have left until you start college and be realistic about meeting your goals. Setback happen and if you want to do training level by the time you graduate, youll probably need a different horse. You also need to be firm and communicate your goals to your trainer and tell her what it is you want, so you're both on the same page and you can hear her feedback or suggestions.
Last edited by DanteDressageNerd; 07-31-2016 at 02:32 AM.