I bought my own horse. I didn't really think it through. I bought the horse with zero tack and nowhere to keep it! Luckily I found a place for $50 per month and was able to buy feed and hay at the stables where I took lessons but I never considered vet bills, farrier costs, and well, anything else.
Luckily I made $100 per week at my part time job because I pretty much spent it all on the horse. I learned to drive a horse trailer at 16. A friend of mine used to loan me his to haul to lessons and shows. I also used it to haul to the vet so I didn't have to pay a farm call. Looking back, I think maybe old Doc Witaker used to maybe cut me a special deal because I need paid over $100 for shots and exams.
I learned to file my own hooves down which saved money but I highly doubt I did the best job, I was lucky to have a horse with good feet! A friend of mine gave me a ripped up blanket for the winter, it was held together with baling twine.
My mom ended up giving me a $150 dollars to go to the auction where I bought a saddle package for $125. It came with the saddle, stirrups, and girth. It was cheap argentine leather but it left me with $25 to buy a bridle. A friend of mines mom gave me a bit and bam. I had tack! He did come with a halter that was falling apart but it worked. Eventually my dad bought me that trailer that I used for $600. I actually still have the trailer, it's in the back woods. Thinking about turning it into a chicken coop.
I paid for my riding lessons after I bought him but my mom used to pay for my horse shows. They were local level so my fee would usually be around $35 for the two divisions that I rode in.
What I'm failing to mention is how much trouble I was in when my parents found out I bought a horse. You see, they did have to pick up the slack when I couldn't pay bills and luckily he never had a massive vet bill because they would have had to pay it. I couldn't have....
"Be a best friend, tell the truth, and overuse I love you
Go to work, do your best, don't outsmart your common sense
Never let your prayin knees get lazy
And love like crazy"