You should never judge a saddle's fit until it's "locked and loaded." Meaning until it is fully girthed up and a rider is sitting in it. I would be careful of dry spots.
IMO, you should contact a fitter to help you assess the fit. There are some companies that will you long distance via photos and tracings. Trumbull Mountain Tack is the first one off the top of my head.
Based on your photos it looks ok, but many saddles can be deceiving. Stick your hand underneath the flap...is the panel making full contact with your horses back? If not, you have a bridging issue and the panel is not the correct shape.