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Well, the simple way I do it is five bucks a week (or ten if you get paid every other week) into my savings account. I try my absolutely hardest not to touch it, but I usually do anyway, and then the next week replace what I took plus the next weeks funds. I have to say, getting my tax return saved my a$$!! I was able to afford a new saddle without taking a hit to my bank account and still put an extra hundred dollars away.

All in all, its just very careful and responsible managing of funds. Watch your spending, prioritize and don't buy what you can put off till next week, next month, whatever once you have a little more saved. Idk, just be an adult about it?
 
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