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Discussion Starter #1
1) Can some please explain Permanent Loss of Use and if its a good idea to have it or not?

2) Vet Fee Cover: What is the different between Hi-Xcess cover: Sum Insured $7,000 with an Excess of $1000 OR Normal cover: Sum Insured $10,000 with an Excess of $200 (optional) and is this good to have and which one would be the best one to pick?

3) Should i take our liability insurance also?
 
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