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This guy sounds pretty nice. And its getting to the point where it sounds like its almost you taking advantage of him.

He offers your a free horse, you say no and propose a lease. He offers you what I imagine to be an arrangement where he pays all maintenance costs and you pay a fee. And $300 if it includes everything isn't a bad deal. Once you include board, feed, farrier, vet etc most owners pay more than that. You also have none of the responsibility. This is likely cheaper than a free lease.

Then you want less, paying a lower fee and still being the only one that works horse. He is getting no benefit out of this really. Many people don't care if their horse is in work or not.

Horses are expensive, and sometimes you simply can't afford them.

My last attempt would be too talk with your father about what you can afford, go to him and tell him that you really want to do it but you can't afford to. The most you can spare is x amount and you understand that's not enough to cover expenses. Then tell him if he is interested in the future you'd be happy to help out if needed, or even help him prepare the horse for sale, or care for it while he is away. Thank him and go, and maybe he will offer you some sort of deal.
 
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